St. Louis County property record for 221 E Adams Ave, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1923 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,296 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-23-0031 |
| Primary APN | 23M-23-0031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 160 ft deep x 60 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 228 sqft |
| Patio Area | 579 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 E ADAMS AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | COUNTRY CLUB TERRACE BLK 12 LOT 6 |
| Legal Subdivision | COUNTRY CLUB TERRACE |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 218500 |
221 E Adams Ave is owned and occupied by an individual.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 E ADAMS AVE, SAINT LOUIS, MO 63122-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 221 E ADAMS AVE, SAINT LOUIS, MO 63122-4020 |
| Document Number | 0243800277 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2020 |
| Title Company | FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 221 E ADAMS AVE ST LOUIS MO 631224020, ST LOUIS, MO 63122-4020 |
| Document Number | 0243800277 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 024380/000277 |
| Instrument | 43 |
| Name | FORTUNE BK |
|---|---|
| Type | Bank |
| Address | ARNOLD, MO 63010 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2050 |
The 2025 property tax bill for 221 E Adams Ave was $4,296, down 1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,490 (-) Land $76,950 Building $1,540 | $413,100 (-) Land $405,000 Building $8,100 | |
| 2025 | $4,296.00 (-1.01%) | $78,490 Land $76,950 Building $1,540 | $413,100 Land $405,000 Building $8,100 |
| 2024 | $4,340.00 (+1.59%) | ||
| 2023 | $4,272.00 (-9.07%) | $69,140 (+4.77%) Land $61,560 Building $7,580 | $363,900 Land $324,000 Building $39,900 |
| 2022 | $4,698.00 | $65,990 Land $59,170 Building $6,820 | |
| 2021 | $347,300 Land $311,400 Building $35,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 E Adams Ave in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 10 (1979–1993) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 E Adams Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
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