221 E 9th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 221 E 9th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,715 sqft · built 1848
Lot Size	0.046 acres (2,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$118,000 (Apr 2024)
Tax Bill	$2,187 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`351200 128.49-02-24`

Property Details

APN / Parcel Number

Primary APN	`351200 128.49-02-24`
Alternative APNs	`120012804900020240000000` `3300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,715 sqft Living Area
1st Floor Area	1,204 sqft
Upper Floors Area	548 sqft

Exterior

Year Built	Built 1848
Effective Year Built	Effective 1848
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,017 sqft (0.046 acres)
Lot Dimensions	36.7 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	109 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3300
Street Address	221 E 9TH ST
City	OSWEGO
State	NY
Zip	13126-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2005
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 E 9TH ST, OSWEGO, NY 13126-2737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed, Transfer · Conventional Mortgage EMPOWER FCU
May 24, 2019	Warranty Deed, Transfer LINDA SAGAILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	2024R-2024-003458
Prior Transfer Date	Mar 13, 2003
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 29, 2024
Property Address	221 E 9TH ST, OSWEGO, NY 13126-2737
Document Number	0000003458
Instrument Date	Apr 23, 2024
Instrument	R-2024-003458
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 RICKARD HILL RD, SCHOHARIE, NY 12157-3819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 AIRPORT RD, FULTON, NY 13069-4092

Mortgage

Document Number	0000003459
Date	Apr 29, 2024
Instrument	R-2024-003459

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	May 24, 2019
Property Address	221 E 9TH ST, OSWEGO, NY 13126-2737
Document Number	0000004225
Instrument Date	May 17, 2019
Instrument	4225
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 RICKARD HILL RD SCHOHARIE NY 121573819, SCHOHARIE, NY 12157-3819

Mortgage

Document Number	4226
Date	May 24, 2019
Instrument	4226

Lender

Name	LINDA SAGAILLE
Address	1587 BRADLEY ST, SCHENECTADY, NY 12304-1013

Agreement

Amount	Amount Recorded
Term	36 Months
Due	May 23, 2022

Interest

Rate	10%

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,187.00 (-9.44%)
2025	$2,415.00	$118,000 (+114.55%) Land $14,900 Building $103,100	$118,000 (+78.07%) Land $14,900 Building $103,100
2023		$55,000 Land $7,300 Building $47,700	$66,265 Land $8,795 Building $57,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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