221 E 9th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 221 E 9th Ave, Stillwater, OK 74074

Property Summary

Property Type	Commercial
Details	1 ba · 4,500 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$430,000 (Jul 2023)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19N02E-23-1-SO700-044-0001`

Property Details

APN / Parcel Number

Primary APN	`19N02E-23-1-SO700-044-0001`
Alternative APNs	`600025547` `25547`

Interior

Full Baths	1 Bath
Stories	14 Stories
Building Area	4,500 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Deck Area	Deck Area
Loading Dock	224 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	25547
Street Address	221 E 9TH AVE
City	STILLWATER
State	OK
Zip	74074-4605
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIG TOWN STILLWATER BLK 44 LOTS 1-3
Legal Range	02E
Legal Township	19N
Legal Section	23
Legal Subdivision	ORIG TOWN STILLWATER
Legal Block	44
Legal Lot Number	1-3
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1023
Census Tract	10700

Owner

221 E 9th Ave, a commercial property, is owned by a company that acquired it in January 2024.

Source: Payne County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	52350 S 34300 RD, GLENCOE, OK 74032-2253
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE BANK
Jul 14, 2023	Warranty Deed, Transfer · Line of Credit THE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on File
Deed Sale	Jul 14, 2023 · Amount on File
Deed Document Number	20236666
Deed Book / Page	2758 / 425
Last Transfer Date	Jan 23, 2024
Transfer Doc	0000000888
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	221 E 9TH AVE, STILLWATER, OK 74074-4605
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52350 S 34300 RD, GLENCOE, OK 74032-2253

Mortgage

Document Number	0027730478
Date	Oct 27, 2023
Book Page	2773/478
Instrument	I-2023-010665

Lender

Name	THE BANK
Type	Bank
Address	STILLWATER, OK 74074

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	237 Months
Due	Jul 14, 2043

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 14, 2023
Property Address	221 E 9TH AVE, STILLWATER, OK 74074-4605
Document Number	0027580425
Book / Page	2758 / 425
Instrument Date	Jul 14, 2023
Instrument	I-2023-006666
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	NOT AVAILABLE, OCTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52350 S 34301 RD, GLENCOE, OK 74032

Mortgage

Document Number	I2023006667
Date	Jul 14, 2023
Instrument	I-2023-006667

Lender

Name	THE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 14, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 E 9th Ave was $4,467, up 0.3% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,316 (+5.77%) Land $11,079 Building $35,237	$406,287 Land $97,192 Building $309,095
2025	$4,467.00 (+0.31%)	$43,790 (-) Land $8,977 Building $34,813
2024	$4,453.00 (+74.08%)	$43,790 (+73.72%) Land $8,977 Building $34,813	$384,130 (+9.51%) Land $78,750 Building $305,380
2023	$2,558.00 (+5.27%)	$25,207 (+5%) Land $5,659 Building $19,548	$350,770 (+43.49%) Land $78,750 Building $272,020
2022	$2,430.00	$24,006 Land $2,946 Building $21,060	$244,450 Land $30,000 Building $214,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 E 9th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 E 9th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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