221 E 5th St, #305, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 221 E 5th St, #305, Cedar Falls, IA 50613

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,020 sqft · built 2014
Lot Size	0.037 acres (1,623 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Dec 2025)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8914-12-405-010`

Property Details

APN / Parcel Number

Primary APN	`8914-12-405-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Condo/Apartment
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,623 sqft (0.037 acres)
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 E 5TH ST, 305
City	CEDAR FALLS
State	IA
Zip	50613-2615
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	5TH & BLUFF ST CONDOS UNIT 305
Legal Range	14W
Legal Township	89N
Legal Section	12
Legal Subdivision	5TH & BLUFF ST CONDOS
Legal Lot Number	305
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3004
Census Tract	2200

Owner

221 E 5th St, #305 is owned by a company that bought it in December 2025.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	3424 W 27TH ST, CEDAR FALLS, IA 50613-4862
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2025 · Amount on File
Deed Sale	Dec 22, 2025 · Amount on File
Prior Sale	Apr 6, 2023 · Amount on File
Deed Document Number	202518751
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	221 E 5TH ST STE 305, 305, CEDAR FALLS, IA 50613-2615
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300013528
Date	Apr 7, 2023
Instrument	202300013528

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	OSAGE, IA 50461

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 E 5th St, #305 was $3,718, down 0.5% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,718.00 (-0.54%)	$247,690 Land $19,480 Building $228,210	$247,690 Land $19,480 Building $228,210
2024	$3,738.00
2023		$232,270 (+20.21%) Land $4,060 Building $228,210	$232,270 Land $4,060 Building $228,210
2022	$3,566.00	$193,220 Land $4,870 Building $188,350
2021			$193,220 Land $4,870 Building $188,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 E 5th St, #305 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1990–2016)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims Severe Storms & Flooding, Aug 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 E 5th St, #305 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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