221 E 4th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 221 E 4th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,370 sqft · built 1882
Lot Size	0.14 acres (6,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$19,900 (Sep 2016)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Sep 2016 Sale Sep 2016 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-290-006.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-290-006.000-023`
Alternative APN	`01610040192`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
Gross Area	1,895 sqft
1st Floor Area	1,895 sqft
Basement Area	525 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,105 sqft (0.14 acres)
Lot Dimensions	165 ft deep x 37 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 E 4TH ST
City	MISHAWAKA
State	IN
Zip	46544-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37.52E & W X 165N & S BEING W SIDE LOT 4 ON S 4TH ST O P ST JOSEPH IRON WORKS
Legal Subdivision	4TH ST O P ST JOSEPH IRON WORKS
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1000
Census Tract	10201

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2016	Warranty Deed, Transfer
Sep 26, 2016	Warranty Deed, Transfer
Jul 17, 2015	Sheriff's Deed, Foreclosure
Aug 14, 2007	Corporation Deed, Transfer · ARM CHASE BANK USA NA
Dec 27, 2006	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITIAN TITLE IN LLC
Apr 29, 2005	Warranty Deed, Transfer · ARM ARGENT MORTGAGE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2016 · Amount on Record
Deed Sale	Sep 26, 2016 · Amount on Record
Prior Sale	Sep 26, 2016
Deed Document Number	201625667
Prior Transfer Date	Jul 9, 2015
Prior Transfer Doc	0000018139
Record Updated	Oct 29, 2026

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 26, 2016
Property Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Document Number	0001625667
Instrument Date	Aug 15, 2016
Instrument	1625667
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Investor	Possibly a Property Investor

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 26, 2016
Property Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Document Number	0001625666
Instrument Date	Aug 15, 2016
Instrument	1625666
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6101 CONDOR DR # 2ND, MOORPARK, CA 93021-2602
Investor	Possibly a Property Investor

July 2015: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 17, 2015
Property Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Document Number	0001518139
Instrument Date	Jul 9, 2015
Instrument	1518139
Transaction Type	Foreclosure
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2007: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 14, 2007
Property Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Document Number	0000732438
Instrument Date	Aug 10, 2007
Instrument	0732438
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ABC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6555 WILDFLOWER AVE, PORTAGE, IN 46368-7209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000732439
Date	Aug 14, 2007
Instrument	0732439

Lender

Name	CHASE BANK USA NA
Type	Bank
Address	NEWARK, DE 19711

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Type Change Date	Sep 1, 2012
Change Frequency	6 Months
Min Rate At Change	9.25%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Max Rate	12.2%

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 27, 2006
Property Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Document Number	0000655016
Instrument Date	Dec 21, 2006
Instrument	0655016
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITIAN TITLE IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6367, SOUTH BEND, IN 46660-6367
Investor	Possibly a Property Investor

April 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 29, 2005
Property Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028
Document Number	0000518278
Instrument Date	Apr 27, 2005
Instrument	0518278
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 E 4TH ST, MISHAWAKA, IN 46544-2028

Mortgage

Document Number	0000518279
Date	Apr 29, 2005
Instrument	0518279

Lender

Name	ARGENT MORTGAGE CO LLC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	7.8%
Type Change Date	May 1, 2008
Change Frequency	6 Months
Min Rate At Change	7.8%
Max Rate At Change	9.8%
Index	6-Month LIBOR
Margin	6
Max Rate	13.8%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+57.33%)	$137,100 (+32.98%) Land $16,400 Building $120,700	$137,100 (+32.98%) Land $16,400 Building $120,700
2024	$1,378.00 (+20.35%)
2023	$1,145.00 (-1.38%)	$103,100 (-) Land $16,400 Building $86,700	$103,100 (-) Land $16,400 Building $86,700
2022	$1,161.00 Homeowner's exemption	$103,100 Land $16,400 Building $86,700	$103,100 Land $16,400 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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