221 E 18th St, Bartlesville, OK 74003 Property Records

Washington County property record for 221 E 18th St, Bartlesville, OK 74003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,080 sqft · built 1948
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Apr 2026)
Tax Bill	$3,901 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit May 2013 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`010076-001002-000000-01`

Property Details

APN / Parcel Number

Primary APN	`010076-001002-000000-01`
Alternative APN	`10897`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	110 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10897
Street Address	221 E 18TH ST
City	BARTLESVILLE
State	OK
Zip	74003-6204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	LOT 2 BLK 1 COLLEGE HEIGHTS
Legal Range	12E
Legal Township	26N
Legal Section	13
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	1
Legal Lot Number	2
Legal Unit	12E
Jurisdiction	WASHINGTON OK
Township / Civil Division	BARTLESVILLE
Census Block Group	2
Census Block	2018
Census Tract	800

Owner

Source: Washington County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
May 8, 2013	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 26, 2007	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 18, 2008	Deed of Trust, Mortgage · Conventional Mortgage 66 FCU
Jul 5, 2005	Deed of Trust, Mortgage · Line of Credit COUNTRYWIDE HOME LOANS INC
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE, LLC
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Jun 9, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMELENDING
Jun 9, 2011	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Oct 23, 2006	Intrafamily Transfer, Transfer
May 2, 2006	Warranty Deed, Transfer · Conventional Mortgage 66 FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on Record
Deed Sale	Apr 6, 2026 · Amount on Record
Prior Sale	May 8, 2023 · Amount on Record
Deed Document Number	20262457
Deed Book / Page	1239 / 3561
Prior Transfer Date	Jun 3, 2011
Prior Transfer Doc	000710/240
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01173/1187
Date	Oct 2, 2019
Book Page	1173/1187
Instrument	2019007436

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	BARTLESVILLE, OK 74003

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	TRUST MARK TITLE, TRUSTMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01119/0360
Date	May 8, 2013
Book Page	1119/0360
Instrument	2013003935

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2028

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01062/2105
Date	Nov 26, 2007
Book Page	1062/2105
Instrument	2007-011641

Lender

Name	ARVEST BANK
Type	Bank
Address	BARTLESVILLE, OK 74005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 14, 2008

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01072/3648
Date	Nov 18, 2008
Book Page	1072/3648
Instrument	2008-010860

Lender

Name	66 FCU
Type	Credit Union
Address	BARTLESVILLE, OK 74005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2028

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OK
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01031/1079
Date	Jul 5, 2005
Book Page	1031/1079
Instrument	2005-006428

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution
Address	BARTLESVILLE, OK 74003

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Apr 6, 2026
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	0000002457
Book / Page	1239 / 3561
Instrument Date	Mar 25, 2026
Instrument	20262457
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	ALEX TITLE, APEX TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002458,
Date	Apr 6, 2026
Instrument	20262458

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Apr 6, 2026
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	01239/3561
Book / Page	1239 / 3561
Instrument Date	Mar 25, 2026
Instrument	20262457
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	APEX TITLE AGENCY, APEX TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002458,
Date	Apr 6, 2026
Instrument	20262458

Lender

Name	NATIONS DIRECT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.25%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	May 8, 2023
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	01209/2396
Book / Page	1209 / 2396
Instrument Date	May 4, 2023
Instrument	I-2023-003299
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204

Mortgage

Document Number	I2023003300
Date	May 8, 2023
Instrument	I-2023-003300

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON OK
Recording Date	Jun 9, 2011
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	01099/1428
Book / Page	1099 / 1428
Instrument Date	Jun 3, 2011
Instrument	2011004685
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2011004686
Date	Jun 9, 2011
Instrument	2011004686

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2041

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	Jun 9, 2011
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	000710/240
Book / Page	0710 / 240
Instrument Date	Jun 3, 2011
Instrument	2011-004685
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2011004686
Date	Jun 9, 2011
Instrument	2011-004686

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2041

October 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON OK
Recording Date	Oct 23, 2006
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	01049/0677
Book / Page	1049 / 0677
Instrument Date	Oct 23, 2006
Instrument	2006-011255
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OK
Recording Date	May 2, 2006
Property Address	221 E 18TH ST, BARTLESVILLE, OK 74003-6204
Document Number	01042/2209
Book / Page	1042 / 2209
Instrument Date	Apr 27, 2006
Instrument	2006-004383
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2006004384
Date	May 2, 2006
Instrument	2006-004384

Lender

Name	66 FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2021

Tax Assessment & Valuation

Source: Washington County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Bartlesville City
County	Washington County
Unified School District	Bartlesville Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,463 (+3%) Land $1,530 Building $31,933	$278,857 (+3%) Land $12,750 Building $266,107
2025	$3,901.00 (+3.12%)	$32,488 (-5.15%) Land $1,530 Building $30,958	$270,735 (-5.15%) Land $12,750 Building $257,985
2024	$3,783.00 (+119.94%)	$34,253 (+121.77%) Land $1,530 Building $32,723	$285,445 (+25.81%) Land $12,750 Building $272,695
2023	$1,720.00 (+2.63%) Homeowner's exemption	$15,445 (+3%) Land $1,530 Building $13,915	$226,880 (+81.56%) Land $12,750 Building $214,130
2022	$1,676.00 Homeowner's exemption	$14,995 Land $1,530 Building $13,465	$124,960 Land $12,750 Building $112,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1985–2007)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms & Flooding, Oct 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARTLESVILLE serves 34,748 people · EPA ID OK1021401
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Bluepeak Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon, Wake Wireless.

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