221 Durham Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 221 Durham Dr, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1983
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$195,000 (Jul 2018)
Tax Bill$2,220 (2026)
Deeds & MortgagesDec 2020 Refinance
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22A-23-227

Property Details

APN / Parcel Number

Primary APN22A-23-227
Alternative APN
  • 022A23-227

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Finished Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 DURHAM DR
CityFREDERICKSBURG
StateVA
Zip22407-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - RESID
Legal DescriptionTHE TIMBERS LOT 227 SEC 9
Legal SubdivisionTHE TIMBERS
Legal Lot Number227
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionSALEM
Census Block Group2
Census Block2000
Census Tract20110

Owner

221 Durham Dr is owned and occupied by two individuals who acquired it in December 2020.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address221 DURHAM DR, FREDERICKSBURG, VA 22407-1723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THE FAUQUIER BANK
Jul 20, 2018Warranty Deed, Transfer · FHA Mortgage
FAUQUIER BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2018 · Amount on File
Deed SaleJul 20, 2018 · Amount on File
Prior SaleMar 20, 2015 · Amount on File
Deed Document Number201811979
Last Transfer DateDec 4, 2020
Transfer Doc0000029954
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address221 DURHAM DR, FREDERICKSBURG, VA 22407-1723
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200029955
DateDec 9, 2020
Instrument200029955
Lender
NameTHE FAUQUIER BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateJul 20, 2018
Property Address221 DURHAM DR, FREDERICKSBURG, VA 22407-1723
Document Number201800011979
Instrument DateJul 17, 2018
Instrument11979
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 DURHAM DR FREDERICKSBURG VA 224071723, FREDERICKSBURG, VA 22407-1723

Mortgage

Document Number201800011980
DateJul 20, 2018
Instrument11980
Lender
NameFAUQUIER BK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 Durham Dr was $2,220.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,220.00$301,200 Land $155,000 Building $146,200
2025$301,200 Land $155,000 Building $146,200
2023$1,483.00$192,200 Land $95,000 Building $97,200$192,200 Land $95,000 Building $97,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Durham Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Durham Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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