221 David Ave, Clearwater, FL 33759 Property Records

Pinellas County property record for 221 David Ave, Clearwater, FL 33759

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,408 sqft · built 1973
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,900 (Oct 2020)
Tax Bill	$5,602 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-763-2894-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-763-2894-7`
Alternative APNs	`17-29-16-34650-000-0270` `291617346500000270` `162917346500000270` `R180448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,408 sqft Living Area
Gross Area	1,424 sqft
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	48 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R180448
Street Address	221 DAVID AVE
City	CLEARWATER
State	FL
Zip	33759-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GULF TO BAY GARDENS LOT 27
Legal Range	16E
Legal Township	29S
Legal Section	17
Legal Subdivision	GULF TO BAY GARDENS
Legal Tract	34650
Legal Lot Number	27
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1003
Census Tract	26819

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 DAVID AVE, CLEARWATER, FL 33759-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 9, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	May 2, 2002 · Amount on Record
Deed Document Number	2020319941
Deed Book / Page	21224 / 987
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 16, 2026
Property Address	221 DAVID AVE, CLEARWATER, FL 33759-4004
Document Number	0000189062
Book / Page	23628 / 573
Instrument Date	Jul 6, 2026
Instrument	2026189062
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DAVID AVE, CLEARWATER, FL 33759-4004

Mortgage

Document Number	0000189062,
Date	Jul 16, 2026
Book Page	23628/573
Instrument	2026189062

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	221 DAVID AVE, CLEARWATER, FL 33759-4004
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DAVID AVE, CLEARWATER, FL 33759-4004

Mortgage

Document Number	0230271373
Date	Jan 9, 2025
Book Page	23027/1373
Instrument	2025008403

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	221 DAVID AVE, CLEARWATER, FL 33759-4004
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DAVID AVE, CLEARWATER, FL 33759-4004

Mortgage

Document Number	0225661295
Date	Sep 18, 2023
Book Page	22566/1295
Instrument	2023238813

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 26, 2020
Property Address	221 DAVID AVE, CLEARWATER, FL 33759-4004
Document Number	0212240987
Book / Page	21224 / 987
Map Reference	MB 50 PG 60
Instrument Date	Oct 23, 2020
Instrument	2020319941
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SOUND TITLE OF TAMPA BAY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,854.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3455 S ALABAMA AVE, 3455, HOMOSASSA, FL 34448-2905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 DAVID AVE, CLEARWATER, FL 33759-4004

Mortgage

Document Number	0021224989
Date	Oct 26, 2020
Instrument	21224/989

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,602.00 (+16.81%)	$294,050 (+7.18%) Land $104,713 Building $189,337	$294,050 (+7.18%) Land $104,713 Building $189,337
2023	$4,796.00 (+10.25%)	$274,356 (+12.71%)	$274,356 (+12.71%) Land $131,563 Building $142,793
2022	$4,350.00	$243,428	$243,428 Land $131,690 Building $111,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Frontier, T-Mobile, Verizon.

Nearby Properties on David Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures