221 Cypress Ave, Moss Beach, CA 94038 Property Records

San Mateo County property record for 221 Cypress Ave, Moss Beach, CA 94038

Property Summary

Property Type	Hotel-Resort
Details	7,295 sqft · built 1991
Lot Size	1.3 acres (56,750 sqft)
Owner	Company Name on File
Last Sale	$5,300,000 (May 2018)
Tax Bill	$92,941 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-200-090`

Property Details

APN / Parcel Number

Primary APN	`037-200-090`

Interior

Total Rooms	11 Rooms
Units	10 Units
Stories	2 Stories
Building Area	7,295 sqft Gross Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	56,750 sqft
View / Lot	Highway

Location & Zoning

Street Address	221 CYPRESS AVE
City	MOSS BEACH
State	CA
Zip	94038-9646
Property Category	Commercial
Property Type	Commercial > Retail > Hotel-Resort
Local Zoning Code	RM0000
Legal Description	PARCEL 1 1.303 AC MOL PARCEL MAP VOL 61/20-21
Legal Subdivision	LANDS DARDENELLE
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	2
Census Block	2014
Census Tract	613600

Owner

221 Cypress Ave, a commercial property, is owned by a company that bought it in May 2018.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	55 OLD TULLY RD, A, SAN JOSE, CA 95111-1910
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC VALLEY BANK
May 21, 2018	Deed of Trust, Mortgage SAVINGS BK/MENDOCINO CNTY
May 17, 2018	Grant Deed, Transfer · Commercial Mortgage SAVINGS BANK OF MENDOCINO COUNTY
May 7, 2018	Deed of Trust, Mortgage CDC SMALL BUSN FIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	May 17, 2013 · Amount on File
Deed Document Number	201838213
Prior Transfer Date	Feb 28, 1994
Prior Transfer Doc	0000046704
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	221 CYPRESS AVE, MOSS BEACH, CA 94038-9646
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1669 MONTEREY HWY, SAN JOSE, CA 95112-6113

Mortgage

Document Number	0000047412
Date	Sep 28, 2023
Instrument	2023-047412

Lender

Name	PACIFIC VALLEY BANK
Type	Bank
Address	SALINAS, CA 93901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	221 CYPRESS AVE, MOSS BEACH, CA 94038-9646
Document Number	0000042542
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 CYPRESS AVE MOSS BEACH CA 940389646, MOSS BEACH, CA 94038-9646

Mortgage

Document Number	0000042542
Date	Jun 1, 2018
Instrument	42542

Lender

Name	SAVINGS BK/MENDOCINO CNTY
Type	Federal Savings Bank
Address	200 N SCHOOL ST, UKIAH, CA 95482-4811

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 31, 2028

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 17, 2018
Property Address	221 CYPRESS AVE, MOSS BEACH, CA 94038-9646
Document Number	0000038213
Map Reference	VOL1 PG62
Instrument Date	May 11, 2018
Instrument	2018-038213
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 OLD TULLY RD # A, A, SAN JOSE, CA 95111-1910

Mortgage

Document Number	0000038215
Date	May 17, 2018
Instrument	2018-038215

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000038214
Date	May 17, 2018
Instrument	2018-038214

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	221 CYPRESS AVE, MOSS BEACH, CA 94038-9646
Document Number	0000042539
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	TICOR TITLE NATIONAL COMMERCIAL SERVICES, TICOR TITLE NAT'L COM'L SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 CYPRESS AVE MOSS BEACH CA 940389646, MOSS BEACH, CA 94038-9646

Mortgage

Document Number	0000042539
Date	Jun 1, 2018
Instrument	42539

Lender

Name	CDC SMALL BUSN FIN
Type	Funding / Finance Company
Address	2448 HISTORIC DECATUR RD # 200, SAN DIEGO, CA 92106-6116

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 221 Cypress Ave was $92,941.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,402,075 (+2.19%) Land $4,294,165 Building $2,107,910
2025	$92,941.00	$6,264,849 Land $4,209,966 Building $2,054,883
2023	$84,263.00 (+1.44%)	$6,054,490 Land $4,046,489 Building $2,008,001
2022	$83,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 221 Cypress Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Cypress Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

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