Williamson County property record for 221 Cotton Cir, Thrall, TX 76578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,424 sqft · built 2021 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,083 (Nov 2022) |
| Tax Bill | $4,596 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-01-1610-000B-0006 |
| Primary APN | R-01-1610-000B-0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R011610000B0006 |
|---|---|
| Street Address | 221 COTTON CIR |
| City | THRALL |
| State | TX |
| Zip | 76578-1783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S11935 - COUNTRYSIDE ESTATES, BLOCK B, LOT 6, ACRES 0.14 |
| Legal Subdivision | COUNTRYSIDE ESTATES |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | WILLIAMSON TX |
| Township / Civil Division | TAYLOR |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20900 |
Source: Williamson County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 221 COTTON CIR, THRALL, TX 76578-1783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LIT FINANCIAL CORP |
| Nov 10, 2022 | Vendor's Lien, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on Record |
| Deed Sale | Nov 10, 2022 · Amount on Record |
| Deed Document Number | 2022126573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Property Address | 221 COTTON CIR, THRALL, TX 76578-1783 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 221 COTTON CIR, THRALL, TX 76578-1783 |
| Document Number | 0000021139 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026021139 |
| Name | LIT FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WILLIAMSON TX |
| Recording Date | Nov 10, 2022 |
| Property Address | 221 COTTON CIR, THRALL, TX 76578-1783 |
| Document Number | 0000126573 |
| Map Reference | DOC 2019001947 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 2022126573 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | LONGHORN TITLE COMPANY INC, LONGHORN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 COTTON CIR, THRALL, TX 76578-1783 |
| Document Number | 0000126574 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022126574 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
Source: Williamson County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Williamson County |
| Municipality | Thrall City |
| Unified School District | Thrall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,596.00 (-15.42%) | $291,895 (-3.55%) Land $72,500 Building $219,395 | $291,895 (-3.55%) Land $72,500 Building $219,395 |
| 2024 | $5,434.00 (+6.34%) | ||
| 2023 | $5,110.00 (+71.59%) Homeowner's exemption | $302,639 (+530.5%) Land $61,000 Building $241,639 | $302,639 (+530.5%) Land $61,000 Building $241,639 |
| 2022 | $2,978.00 | $48,000 Land $48,000 | $48,000 Land $48,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF THRALL serves 975 people · EPA ID TX2460015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Broadband Fixed Wireless | 200 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures