221 Cortez Ct, Naperville, IL 60563 Property Records

DuPage County property record for 221 Cortez Ct, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,571 sqft · built 1987
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$327,000 (Jul 2012)
Tax Bill$10,181 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Dec 2017 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-06-305-005

Property Details

APN / Parcel Number

Primary APN08-06-305-005

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,571 sqft Living Area
Gross Area3,080 sqft
1st Floor Area1,066 sqft
2nd Floor Area972 sqft
Basement Area1,042 sqft
Finished Basement533 sqft
Unfinished Basement509 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Lot Area16,553 sqft (0.38 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address221 CORTEZ CT
CityNAPERVILLE
StateIL
Zip60563-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionINDIAN HILL UNIT 6 ALL
Legal SubdivisionINDIAN HILL
Legal Lot Number635
Legal Unit6
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1036
Census Tract846106

Owner

221 Cortez Ct is owned and occupied by two individuals who bought it in July 2012.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Dec 5, 2017Deed of Trust, Mortgage · Line of Credit
ASSOCIATED BANK NA
Jun 30, 2021Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2012 · Amount on File
Deed SaleJul 27, 2012 · Amount on File
Prior SaleJun 26, 1995 · Amount on File
Deed Document Number201297825
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221
Transaction TypeMortgage
Record UpdatedAug 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221

Mortgage

Document Number0000045108
DateJul 19, 2023
InstrumentR2023-045108
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJun 25, 2053

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124195
DateDec 5, 2017
InstrumentR2017-124195
Lender
NameASSOCIATED BANK NA
TypeBank
AddressAURORA, IL 60506
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 15, 2047
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221

Mortgage

Document Number0000099960
DateJun 30, 2021
InstrumentR2021-099960
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueMay 25, 2031

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address221 CORTEZ CT, NAPERVILLE, IL 60563-1221
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099959
DateJun 30, 2021
InstrumentR2021-099959
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 221 Cortez Ct was $10,181 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,181.00$182,453 Land $79,674 Building $102,779$547,359 Land $239,022 Building $308,337
2022$9,120.00 Homeowner's exemption$146,930 Land $64,160 Building $82,770$440,790 Land $192,480 Building $248,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Cortez Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Cortez Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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