St. Joseph County property record for 221 Concord Ave, South Bend, IN 46619
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 856 sqft · built 1953 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,335 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-08-09-101-017.000-026 |
| Primary APN | 71-08-09-101-017.000-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 856 sqft Living Area |
| Gross Area | 1,576 sqft |
| 1st Floor Area | 2,320 sqft |
| Attic | Attic |
| Attic Area | 1,440 sqft |
| Basement Area | 720 sqft |
| Game Room | Game Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 CONCORD AVE |
|---|---|
| City | SOUTH BEND |
| State | IN |
| Zip | 46619-1770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 488 GARDEN VILLAGE 3RD UNIT |
| Legal Subdivision | GARDEN VILLAGE 3RD UNIT |
| Legal Lot Number | 488 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | PORTAGE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2500 |
221 Concord Ave is owned and occupied by two individuals who acquired it in August 2005.
Source: St. Joseph County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 CONCORD AVE, SOUTH BEND, IN 46619-1770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2005 |
| Deed Sale | Aug 26, 2005 |
| Deed Document Number | 200539198 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 221 Concord Ave was $2,335 with a homeowner's exemption, down 21.9% from the year before.
Source: St. Joseph County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Portage Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,335.00 (-21.88%) | $128,900 Land $1,500 Building $127,400 | $128,900 Land $1,500 Building $127,400 |
| 2024 | $2,989.00 (+143.01%) | ||
| 2023 | $1,230.00 (+22.02%) | $105,500 (+20.43%) Land $1,500 Building $104,000 | $105,500 (+20.43%) Land $1,500 Building $104,000 |
| 2022 | $1,008.00 Homeowner's exemption | $87,600 Land $1,500 Building $86,100 | $87,600 Land $1,500 Building $86,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Concord Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 221 Concord Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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