Kenton County property record for 221 Commonwealth Ave, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,934 sqft · built 1929 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $192,000 (Apr 2020) |
| Tax Bill | $2,585 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-40-33-004.00 |
| Primary APN | 003-40-33-004.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,934 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 221 COMMONWEALTH AVE |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ERLANGER PROPER RESUB OF LOTS 193 & 194 PT LOT 135 & ALL LOT 136 60'X 125' SS COWIE & COMMONWEALTH |
| Legal Subdivision | ERLANGER RE SUBD |
| Legal Lot Number | 136,135 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 64300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 COMMONWEALTH AVE, ERLANGER, KY 41018-1745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Aug 17, 2017 | Deed of Trust, Mortgage · Conventional with PMI UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2020 · Amount on Record |
| Deed Sale | Apr 8, 2020 · Amount on Record |
| Prior Sale | Jul 12, 2004 · Amount on Record |
| Deed Document Number | 20205900092 |
| Deed Book / Page | 15 / 981 |
| Prior Transfer Date | Jul 27, 2016 |
| Prior Transfer Doc | 0005900220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 8, 2020 |
| Property Address | 221 COMMONWEALTH AVE, ERLANGER, KY 41018-1745 |
| Document Number | 0000000092 |
| Book / Page | 000015 / 000981 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 92 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 COMMONWEALTH AVE ERLANGER KY 410181745, ERLANGER, KY 41018-1745 |
| Document Number | 93 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 000029/000642 |
| Instrument | 93 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 221 COMMONWEALTH AVE, ERLANGER, KY 41018-1745 |
| Document Number | 0000000130 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 221 COMMONWEALTH AVE ERLANGER KY 410181745, ERLANGER, KY 41018-1745 |
| Document Number | 0000000130 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 0C6731/000293 |
| Instrument | 130 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 221 COMMONWEALTH AVE, ERLANGER, KY 41018-1745 |
| Document Number | 0000000282 |
| Book / Page | 006233 / 000233 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 221 COMMONWEALTH AVE ERLANGER KY 410181745, ERLANGER, KY 41018-1745 |
| Document Number | 0000000282 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 006233/000233 |
| Instrument | 282 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,000 (-) Land $25,000 Building $171,000 | $196,000 (-) Land $25,000 Building $171,000 | |
| 2025 | $2,585.00 (+1.53%) | $196,000 (-) Land $25,000 Building $171,000 | $196,000 (-) Land $25,000 Building $171,000 |
| 2023 | $2,546.00 | $196,000 Land $25,000 Building $171,000 | $196,000 Land $25,000 Building $171,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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