221 Cindy Ave, Norman, OK 73071 Property Records

Cleveland County property record for 221 Cindy Ave, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,371 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2023)
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`NC29CRES1 5 6001`

Property Details

APN / Parcel Number

Primary APN	`NC29CRES1 5 6001`
Alternative APNs	`R0031026` `31026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,371 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
View / Lot	Business Cluster
Garage Type	Attached
Garage Area	462 sqft
Porch	Porch
Porch Area	72 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31026
Street Address	221 CINDY AVE
City	NORMAN
State	OK
Zip	73071-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTLAND ESTATES LOT 6 BLK 5
Legal Range	02W
Legal Township	09
Legal Section	28
Legal Subdivision	CRESTLAND ESTATES 1
Legal Block	5
Legal Lot Number	6
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1003
Census Tract	200800

Owner

221 Cindy Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Cleveland County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 CINDY AVE, NORMAN, OK 73071-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage ARMSTRONG BANK
Oct 27, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO
Oct 16, 2020	Deed of Trust, Mortgage ARMSTRONG BK
Feb 26, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 28, 2018	Warranty Deed, Transfer CHICAGO TITLE OK
Sep 28, 2018	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	202329573
Deed Book / Page	6602 / 175
Prior Transfer Date	Feb 8, 2019
Prior Transfer Doc	R201905405
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	221 CINDY AVE, NORMAN, OK 73071-2435
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202137957
Date	Sep 3, 2021
Book Page	6305/767
Instrument	R 2021 37957

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 2, 2022

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Oct 27, 2023
Property Address	221 CINDY AVE, NORMAN, OK 73071-2435
Document Number	R202329573
Book / Page	6602 / 175
Instrument Date	Oct 23, 2023
Instrument	R 2023 29573
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	OKLAHOMA CITY ABSTRACT & TTL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 CINDY AVE, NORMAN, OK 73071-2435

Mortgage

Document Number	R202329574
Date	Oct 27, 2023
Instrument	R 2023 29574

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	R202329575
Date	Oct 27, 2023
Book Page	6602/188
Instrument	R 2023 29575

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	221 CINDY AVE, NORMAN, OK 73071-2435
Document Number	0000038240
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	OKLAHOMA CITY ABSTRACT AND TITLE, OKLAHOMA CITY ABS & TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5800 NW 87TH ST CITY OK, CITY, OK

Mortgage

Document Number	0000038240
Date	Oct 20, 2020
Book Page	006134/001385
Instrument	38240

Lender

Name	ARMSTRONG BK
Type	Bank
Address	NORMAN, OK 73069

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 19, 2045

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 26, 2019
Property Address	221 CINDY AVE, NORMAN, OK 73071-2435
Document Number	0000005405
Book / Page	005894 / 000095
Instrument Date	Feb 8, 2019
Instrument	5405
Transaction Type	Transfer
Record Updated	Mar 11, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5800 NW 87TH ST OKLAHOMA CITY OK 731322822, OKLAHOMA CITY, OK 73132-2822

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 28, 2018
Property Address	221 CINDY AVE, NORMAN, OK 73071-2435
Document Number	0000031289
Book / Page	005850 / 000324
Instrument Date	Sep 27, 2018
Instrument	31289
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount on Record
Tax	$112.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 E 2ND ST #221 EDMOND OK 730345313, 221, EDMOND, OK 73034-5313
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Sep 28, 2018
Property Address	221 CINDY AVE, NORMAN, OK 73071-2435
Document Number	0000031322
Book / Page	005850 / 000526
Instrument Date	Sep 27, 2018
Instrument	31322
Transaction Type	Transfer
Record Updated	Jan 16, 2019
Title Company	CHICAGO TITLE OK

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	221 CINDY AVE NORMAN OK 730712435, NORMAN, OK 73071-2435
Investor	Possibly a Property Investor

Mortgage

Document Number	31323
Date	Sep 28, 2018
Book Page	005850/000527
Instrument	31323

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	CHICKASHA, OK 73018

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 27, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 221 Cindy Ave was $2,664.

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,664.00	$22,196 Land $4,298 Building $17,898	$184,968 Land $35,819 Building $149,149
2023	$1,417.00 (+4.27%)	$11,797 (-) Land $1,800 Building $9,997	$98,315 (-) Land $15,000 Building $83,315
2022	$1,359.00	$11,797 Land $1,800 Building $9,997	$98,315 Land $15,000 Building $83,315

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Cindy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Cindy Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: OEC Fiber, T-Mobile.

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