Essex County and Montclair Township property record for 221 Christopher St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 3,194 sqft · built 1922 |
| Lot Size | 0.339 acres (14,775 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,050,000 (Jun 2026) |
| Tax Bill | $36,897 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-04513-0000-00042 |
| Primary APN | 13-04513-0000-00042 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,194 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Construction Type | Frame |
| Lot Area | 14,775 sqft (0.339 acres) |
| Lot Dimensions | 197 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130451300042 |
|---|---|
| Street Address | 221 CHRISTOPHER ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 75X197 IRR |
| Legal Block | 4513 |
| Legal Lot Number | 42 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 16500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Marlboro Park Historic District listed 1988 · 65 contributing resources · NRIS 86002967 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
221 Christopher St is owned and occupied by two individuals who bought it in June 2026.
Source: Essex County and Montclair Township records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on File |
| Deed Sale | Jun 26, 2026 · Amount on File |
| Prior Sale | Oct 10, 2001 · Amount on File |
| Deed Document Number | 202642272 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 26, 2026 |
| Property Address | 221 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205 |
| Document Number | 0000042272 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 202642272 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $414,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 CHRISTOPHER ST, MONTCLAIR, NJ 07042-4205 |
| Document Number | 0000042273, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202642273 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 221 Christopher St was $36,897, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,049,400 (-) Land $398,900 Building $650,500 | $1,049,400 (-) Land $398,900 Building $650,500 | |
| 2025 | $36,897.00 (+3.32%) | $1,049,400 Land $398,900 Building $650,500 | $1,049,400 Land $398,900 Building $650,500 |
| 2024 | $35,711.00 | ||
| 2023 | $1,049,400 Land $398,900 Building $650,500 | $1,049,400 Land $398,900 Building $650,500 | |
| 2022 | $34,504.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Christopher St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Christopher St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, T-Mobile.
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