221 Choate Ave, Fort Mill, SC 29708 Property Records

York County property record for 221 Choate Ave, Fort Mill, SC 29708

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,660 sqft · built 2005
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Dec 2017)
Tax Bill$3,409 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jan 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN657-02-01-085

Property Details

APN / Parcel Number

Primary APN657-02-01-085

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,660 sqft Living Area
Gross Area4,566 sqft
1st Floor Area1,953 sqft
2nd Floor Area1,707 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeBrick
Lot Area11,200 sqft (0.257 acres)
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area36 sqft
Deck Area240 sqft
Patio Area240 sqft

Location & Zoning

Street Address221 CHOATE AVE
CityFORT MILL
StateSC
Zip29708-8418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCI
Legal DescriptionSUTTON PLACE PH 2MP 1 LT 191
Legal SubdivisionSUTTON PLACE
Legal Lot Number191
JurisdictionYORK SC
Township / Civil DivisionFORT MILL
Census Block Group2
Census Block2022
Census Tract61004

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 CHOATE AVE, FORT MILL, SC 29708-8418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jan 19, 2023Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Jun 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHPOINTE BANK
Dec 8, 2017Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 2017 · Amount on Record
Deed SaleDec 8, 2017 · Amount on Record
Prior SaleNov 18, 2014 · Amount on Record
Deed Document Number201752950
Deed Book / Page16733 / 179
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address221 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedApr 24, 2026
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHOATE AVE, FORT MILL, SC 29708-8418

Mortgage

Document Number1971600216
DateOct 27, 2021
Book Page19716/216
Instrument2021061705
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address221 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedApr 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 CHOATE AVE, FORT MILL, SC 29708-8418

Mortgage

Document Number2058500449
DateJan 19, 2023
Book Page20585/449
Instrument2023001668
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 20, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK SC
Property Address221 CHOATE AVE, FORT MILL, SC 29708-8418
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1832800024
DateJun 8, 2020
Book Page18328/24
Instrument2020024440
Lender
NameNORTHPOINTE BANK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionYORK SC
Recording DateDec 8, 2017
Property Address221 CHOATE AVE, FORT MILL, SC 29708-8418
Document Number1673300179
Book / Page16733 / 179
Map ReferenceMB C-255 PG 1
Instrument DateDec 4, 2017
Instrument201700052950
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,406.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address221 CHOATE AVE, FORT MILL, SC 29708-8418

Mortgage

Document Number201700052951
DateDec 8, 2017
Instrument201700052951
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyYork County
Unified School DistrictYork School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,409.00 (+19.07%)$19,415 (+15%) Land $3,009 Building $16,406$613,000 (+45.24%) Land $95,000 Building $518,000
2023$2,863.00$16,883 Land $2,400 Building $14,483$422,072 Land $60,000 Building $362,072

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERVIEW RURAL CWS
serves 2,200 people · EPA ID SC4620001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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