221 Chicago St, West Chicago, IL 60185 Property Records

DuPage County property record for 221 Chicago St, West Chicago, IL 60185

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 950 sqft · built 1926
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$176,500 (Aug 2019)
Tax Bill	$5,967 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-114-011`

Property Details

APN / Parcel Number

Primary APN	`04-10-114-011`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	950 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	950 sqft
Basement Area	950 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 CHICAGO ST
City	WEST CHICAGO
State	IL
Zip	60185-2816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TOWN OF JUNCTION
Legal Subdivision	TOWN OF JUNCTION
Legal Block	7
Legal Lot Number	6
Jurisdiction	DU PAGE IL
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2033
Census Tract	841504

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	221 CHICAGO ST, WEST CHICAGO, IL 60185-2816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK
Apr 22, 2020	Deed of Trust, Mortgage · FHA Mortgage COMPASS MORTGAGE INC
Nov 20, 2020	Deed of Trust, Mortgage · FHA Mortgage COMPASS MTG
Aug 14, 2019	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Feb 17, 2015 · Amount on Record
Deed Document Number	201969343
Prior Transfer Date	Oct 20, 2005
Prior Transfer Doc	0000254440
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	221 CHICAGO ST, WEST CHICAGO, IL 60185-2816
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015967
Date	Mar 12, 2026
Instrument	R2026-015967

Lender

Name	AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	221 CHICAGO ST, WEST CHICAGO, IL 60185-2816
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039477
Date	Apr 22, 2020
Instrument	R2020-039477

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	221 CHICAGO ST, WEST CHICAGO, IL 60185-2816
Document Number	0000016108
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CHICAGO ST WEST CHICAGO IL 601852816, WEST CHICAGO, IL 60185-2816

Mortgage

Document Number	0000016108
Date	Jan 29, 2021
Instrument	16108

Lender

Name	COMPASS MTG
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 14, 2019
Property Address	221 CHICAGO ST, WEST CHICAGO, IL 60185-2816
Document Number	0000069343
Map Reference	DOC 10634
Instrument Date	Jul 28, 2019
Instrument	R2019-069343
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 CHICAGO ST, 221, WEST CHICAGO, IL 60185-2816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CHICAGO ST, WEST CHICAGO, IL 60185-2816

Mortgage

Document Number	0000069344
Date	Aug 14, 2019
Instrument	R2019-069344

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Winfield Township
Municipality	West Chicago City
Secondary School District	Community High School District 94 (09 - 12)
Elementary School District	West Chicago School District 33 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,967.00 (+4.81%) Homeowner's exemption	$79,255 (+9.31%) Land $29,658 Building $49,597	$237,765 (+9.31%) Land $88,974 Building $148,791
2024	$5,693.00 (+8.44%)	$72,505 (+17.17%) Land $27,132 Building $45,373	$217,515 (+17.17%) Land $81,396 Building $136,119
2022	$5,250.00 Homeowner's exemption	$61,880 Land $23,160 Building $38,720	$185,640 Land $69,480 Building $116,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CHICAGO serves 25,166 people · EPA ID IL0430900
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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