221 Cheval Ln, Walnut Creek, CA 94596 Property Records

Contra Costa County property record for 221 Cheval Ln, Walnut Creek, CA 94596

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,249 sqft · built 1995
Lot Size	0.363 acres (15,821 sqft)
Owner	2 Company Names on Record
Last Sale	$2,450,000 (Apr 2025)
Tax Bill	$24,529 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`183-290-031-8`

Property Details

APN / Parcel Number

Primary APN	`183-290-031-8`
Alternative APN	`183-290-031`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,249 sqft Living Area
1st Floor Area	1,908 sqft
2nd Floor Area	1,341 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2002
Lot Area	15,821 sqft (0.363 acres)
Garage Type	Attached
Garage Area	642 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	221 CHEVAL LN
City	WALNUT CREEK
State	CA
Zip	94596-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	T7419 L5
Legal Subdivision	SUBDIVISION 7449
Legal Tract	7419
Legal Lot Number	5
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	343003

Owner

Source: Contra Costa County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 2, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	Jun 2, 2005 · Amount on Record
Deed Document Number	202532540
Last Transfer Date	Aug 3, 2026
Transfer Doc	0000082070
Record Updated	Sep 20, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 5, 2026
Property Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037
Document Number	0000082070
Instrument Date	Aug 3, 2026
Instrument	202682070
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037

Mortgage

Document Number	0000167560
Date	Jun 9, 2021
Instrument	2021-167560

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	7.5%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037

Mortgage

Document Number	0000135598
Date	Sep 2, 2022
Instrument	2022-135598

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037
Document Number	0000166567
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	221 CHEVAL LN WALNUT CREEK CA 945966037, WALNUT CREEK, CA 94596-6037

Mortgage

Document Number	0000166567
Date	Oct 3, 2019
Instrument	166567

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	221 CHEVAL LN, WALNUT CREEK, CA 94596-6037
Document Number	0000080168
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	221 CHEVAL LN WALNUT CREEK CA 945966037, WALNUT CREEK, CA 94596-6037

Mortgage

Document Number	0000080168
Date	May 31, 2019
Instrument	80168

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,499,000 (+16.77%) Land $1,479,000 Building $1,020,000
2025	$24,529.00 (+3.81%) Homeowner's exemption	$2,140,185 (+4.04%) Land $836,341 Building $1,303,844
2023	$23,629.00 (+2.32%) Homeowner's exemption	$2,057,081 Land $803,866 Building $1,253,215
2022	$23,093.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1980–2023)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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