221 Charles Dr, Irwin, PA 15642 Property Records

Westmoreland County property record for 221 Charles Dr, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$167,000 (Nov 2020)
Tax Bill	$2,632 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Sale & Mortgage
APN	`54-07-05-0-041`

Property Details

APN / Parcel Number

Primary APN	`54-07-05-0-041`
Alternative APN	`0540070050041`

Exterior

Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	221 CHARLES DR
City	IRWIN
State	PA
Zip	15642-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 28 PL 1 75 X 140
Legal Subdivision	LARIMER HILLS PLAN NO 1
Legal Lot Number	28
Jurisdiction	WESTMORELAND PA
Township / Civil Division	NORTH HUNTINGDON
Census Block Group	1
Census Block	1028
Census Tract	803200

Owner

221 Charles Dr is owned and occupied by an individual who bought it in November 2020.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	221 CHARLES DR, IRWIN, PA 15642-1965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Special Warranty Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC
May 1, 2020	Special Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	May 1, 2020 · Amount on File
Deed Document Number	202039718
Record Updated	Sep 20, 2026

November 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Nov 19, 2020
Property Address	221 CHARLES DR, NORTH HUNTINGDON, PA 15642-1965
Document Number	0000039718
Map Reference	VOL 12 PG 34
Instrument Date	Nov 12, 2020
Instrument	202011190039718
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 CHARLES DR, IRWIN, PA 15642-1965

Mortgage

Document Number	0000039719
Date	Nov 19, 2020
Instrument	202011190039719

Lender

Name	HOWARD HANNA MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	May 1, 2020
Property Address	221 CHARLES DR, NORTH HUNTINGDON, PA 15642-1965
Document Number	0000012589
Map Reference	VOL 12 PG 34
Instrument Date	Apr 10, 2020
Instrument	202005010012589
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,998.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CHARLES DR, IRWIN, PA 15642-1965

Mortgage

Document Number	0000012590
Date	May 1, 2020
Instrument	202005010012590

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 221 Charles Dr was $2,632, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
County Subdivision	North Huntingdon Township
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,632.00 (+2.61%)	$18,820 Land $4,860 Building $13,960
2025	$2,565.00 (+8.32%)		$18,820 Land $4,860 Building $13,960
2024	$2,368.00	$18,820 Land $4,860 Building $13,960
1972			$18,820 Land $4,860 Building $13,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 221 Charles Dr; there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1985–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Charles Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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