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221 Central Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 221 Central Ave, Half Moon Bay, CA 94019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,860 sqft · built 1989
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Last Sale$1,440,000 (Oct 2014)
Tax Bill$22,044 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN056-131-130

Property Details

APN / Parcel Number

Primary APN056-131-130

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,860 sqft Living Area
Gross Area3,330 sqft
1st Floor Area1,710 sqft
2nd Floor Area1,150 sqft
Basement Area470 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeBasement
Garage Area470 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address221 CENTRAL AVE
CityHALF MOON BAY
StateCA
Zip94019-1885
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10000
Legal DescriptionLOT 12 BLK 5 MIRAMONTES TRACT RSM 3/83
Legal SubdivisionMIRAMONTES TR
Legal Block5
Legal Lot Number12
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1007
Census Tract613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address221 CENTRAL AVE, HALF MOON BAY, CA 94019-1885
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2014 · Amount on Record
Deed SaleOct 14, 2014 · Amount on Record
Prior SaleNov 22, 2000 · Amount on Record
Deed Document Number201493272
Last Transfer DateDec 9, 2019
Transfer Doc0000110097
Record UpdatedOct 29, 2026

December 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateDec 24, 2019
Property Address221 CENTRAL AVE, HALF MOON BAY, CA 94019-1885
Document Number0000110097
Map ReferenceMB 3 PG 83
Instrument DateDec 9, 2019
Instrument2019-110097
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address221 CENTRAL AVE, HALF MOON BAY, CA 94019-1885

Mortgage

Document Number0000110098
DateDec 24, 2019
Instrument2019-110098
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,803,152 (+2%) Land $882,634 Building $920,518
2025$22,044.00 (+10.7%) Homeowner's exemption$1,767,798 (+4.04%) Land $865,328 Building $902,470
2023$19,913.00 (+2.2%) Homeowner's exemption$1,699,154 Land $831,727 Building $867,427$2,486,430
2022$19,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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