221 Cedar St, Franklin, OH 45005 Property Records

Warren County property record for 221 Cedar St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1901
Lot Size	0.089 acres (3,900 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2023)
Tax Bill	$1,129 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-04-252-008-0`

Property Details

APN / Parcel Number

Primary APN	`02-04-252-008-0`
Alternative APNs	`0204252008` `204252008` `2131471`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Attic Area	202 sqft
Basement Area	202 sqft
Finished Basement	202 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Lot Area	3,900 sqft (0.089 acres)
Lot Dimensions	75 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Pole Barn	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2131471
Old Parcel Number	0204252008
Street Address	221 CEDAR ST
City	FRANKLIN
State	OH
Zip	45005-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MACKINAW ADD. LOT# 282
Legal Subdivision	MACKINAW ADD.
Legal Block	252
Legal Lot Number	282
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1043
Census Tract	30200

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 CEDAR ST, FRANKLIN, OH 45005-3607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2023 · Amount on Record
Deed Sale	Dec 27, 2023 · Amount on Record
Deed Document Number	0000027110
Prior Transfer Date	Dec 20, 2023
Prior Transfer Doc	0000027110
Record Updated	Jun 8, 2026

December 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WARREN OH
Recording Date	Dec 20, 2023
Property Address	221 CEDAR ST, FRANKLIN, OH 45005-3607
Document Number	0000027110
Map Reference	MB 1 PG 199
Instrument Date	Dec 18, 2023
Instrument	2023-027110
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CEDAR ST, FRANKLIN, OH 45005-3607

Mortgage

Document Number	0000027111
Date	Dec 20, 2023
Instrument	2023-027111

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,129.00 (+29.03%)	$20,832 (+26.21%) Land $1,960 Building $18,872	$59,520 (+26.21%) Land $5,600 Building $53,920
2023	$875.00 (+4.42%) Homeowner's exemption	$16,506 (-) Land $1,894 Building $14,612
2022	$838.00 Homeowner's exemption	$16,506 Land $1,894 Building $14,613	$47,160 (-) Land $5,410 Building $41,750
2021			$47,160 Land $5,410 Building $41,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	13 (1991–2018)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Apr 2018 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20