221 Cedar Ln, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 221 Cedar Ln, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	1,433 sqft · built 1929
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2021)
Tax Bill	$9,745 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-01608-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`53-01608-0000-00005`
Alternative APNs	`530160800005` `102140`

Interior

Stories	1 Story
Building Area	1,433 sqft Living Area
1st Floor Area	1,433 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide

Location & Zoning

Account Number	102140
Street Address	221 CEDAR LN
City	RIVER VALE
State	NJ
Zip	07675-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	70X100 2.0LT
Legal Block	1608
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	3
Census Block	3024
Census Tract	49002

Owner

221 Cedar Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Bergen County and River Vale Township records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 CEDAR LN, RIVER VALE, NJ 07675-5506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 28, 2021	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Deed Document Number	202166198
Deed Book / Page	4110 / 330
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	221 CEDAR LN, RIVER VALE, NJ 07675-5506
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052091945
Date	Apr 10, 2024
Book Page	5209/1945
Instrument	2024019456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 28, 2021
Property Address	221 CEDAR LN, RIVER VALE, NJ 07675-5506
Document Number	0041100330
Book / Page	4110 / 330
Instrument Date	Mar 5, 2021
Instrument	21-066198
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	255 CEDAR LN, 255, RIVER VALE, NJ 07675-5507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 CEDAR LN, RIVER VALE, NJ 07675-5506

Mortgage

Document Number	21066199
Date	Apr 28, 2021
Instrument	21-066199

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 221 Cedar Ln was $9,745, up 2.6% from the year before.

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,900 (-) Land $240,800 Building $107,100	$347,900 (-) Land $240,800 Building $107,100
2025	$9,745.00 (+2.57%)	$347,900 Land $240,800 Building $107,100	$347,900 Land $240,800 Building $107,100
2024	$9,501.00
2023		$347,900 Land $240,800 Building $107,100	$347,900 Land $240,800 Building $107,100
2022	$9,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Cedar Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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