221 Cecil Ave, Spring Lake, NC 28390 Property Records

Cumberland County property record for 221 Cecil Ave, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,161 sqft · built 1964
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Mar 2019)
Tax Bill	$2,594 (2026)
Deeds & Mortgages	Jun 2024 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0502-31-7596`

Property Details

APN / Parcel Number

Primary APN	`0502-31-7596`
Alternative APN	`0502.18317596`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,161 sqft Heated Area
1st Floor Area	1,161 sqft
Utility Area	48 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	221 CECIL AVE
City	SPRING LAKE
State	NC
Zip	28390-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILL LO:31 SE:03 BL:B PL:0026-0033
Legal Subdivision	HOLLY HILLS
Legal Block	B
Legal Lot Number	31
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2001
Census Tract	3601

Owner

221 Cecil Ave is owned and occupied by two individuals who bought it in March 2019.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 CECIL AVE, SPRING LAKE, NC 28390-2522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	Mar 27, 2012 · Amount on File
Deed Document Number	20198496
Deed Book / Page	10471 / 462
Prior Transfer Date	Mar 12, 2012
Prior Transfer Doc	0088620845
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	221 CECIL AVE, SPRING LAKE, NC 28390-2522
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CECILAVE, SPRING LAKE, NC 28390-2522

Mortgage

Document Number	0119850887
Date	Jun 3, 2024
Book Page	11985/887
Instrument	16229

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	8800 BAYMEADOWS WAY W STE 400, JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Apr 1, 2049

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	221 CECIL AVE, SPRING LAKE, NC 28390-2522
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CECIL AVE, SPRING LAKE, NC 28390-2522

Mortgage

Document Number	0117240613
Date	May 2, 2023
Book Page	11724/613
Instrument	13132

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Apr 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 28, 2019
Property Address	221 CECIL AVE, SPRING LAKE, NC 28390-2522
Document Number	0104710462
Book / Page	10471 / 462
Instrument Date	Mar 19, 2019
Instrument	08496
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CECIL AVE, SPRING LAKE, NC 28390-2522

Mortgage

Document Number	8497
Date	Mar 28, 2019
Instrument	08497

Lender

Name	CITYWORTH MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 Cecil Ave was $2,594.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,594.00
2025	$2,594.00 (+60.12%)	$126,186 (+48.1%) Land $25,000 Building $101,186	$126,186 (+48.1%) Land $25,000 Building $101,186
2024	$1,620.00 (+11.8%)	$85,201 (-) Land $11,000 Building $74,201	$85,201 (-) Land $11,000 Building $74,201
2023	$1,449.00	$85,201 Land $11,000 Building $74,201	$85,201 Land $11,000 Building $74,201
2022	$1,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Cecil Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Cecil Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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