221 Caryl Way, Oldsmar, FL 34677 Property Records

Pinellas County property record for 221 Caryl Way, Oldsmar, FL 34677

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,094 sqft · built 1979
Lot Size	5.8 acres (252,967 sqft)
Owner	2 Individual Names on File
Last Sale	$142,500 (Jun 2017)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-1047-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-1047-1`
Alternative APNs	`09-28-16-23935-001-0140` `281609239350010140` `162809239350010140` `R98231`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	252,967 sqft (5.8 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R98231
Street Address	221 CARYL WAY
City	OLDSMAR
State	FL
Zip	34677-2267
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EAST LAKE WOODLANDS CONDO UNIT 2 BLDG 1, UNIT 14
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	EAST LAKE WOODLANDS
Legal Tract	23935
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	27326

Owner

221 Caryl Way, a condominium, is owned and occupied by two individuals who bought it in June 2017.

Source: Pinellas County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 CARYL WAY, OLDSMAR, FL 34677-2267
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Nov 8, 2016 · Amount on File
Deed Document Number	2017170730
Deed Book / Page	19651 / 1
Prior Transfer Date	May 16, 2016
Prior Transfer Doc	0192020037
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	May 5, 2026
Property Address	221 CARYL WAY, OLDSMAR, FL 34677-2267
Document Number	0000120580
Book / Page	23547 / 251
Instrument Date	Apr 24, 2026
Instrument	2026120580
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CARYL WAY, OLDSMAR, FL 34677-2267

Mortgage

Document Number	0000120580,
Date	May 5, 2026
Book Page	23547/251
Instrument	2026120580

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	221 CARYL WAY, OLDSMAR, FL 34677-2267
Transaction Type	Mortgage
Record Updated	May 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CARYL WAY, OLDSMAR, FL 34677-2267

Mortgage

Document Number	0220360868
Date	Apr 27, 2022
Book Page	22036/868
Instrument	2022132318

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 2, 2017
Property Address	221 CARYL WAY, OLDSMAR, FL 34677-2267
Document Number	0196510001
Book / Page	19651 / 0001
Map Reference	OR4808 PG350
Instrument Date	May 31, 2017
Instrument	2017170730
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	GUARDIAN TITLE OF FLORIDA WE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$997.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11801 MOUNTAIN WOODS DR, 11801, THOMPSONVILLE, MI 49683-9169

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	221 CARYL WAY # 221, 221, OLDSMAR, FL 34677-2267

Mortgage

Document Number	2017170731
Date	Jun 2, 2017
Instrument	2017170731

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2032

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 221 Caryl Way was $1,500 with a homeowner's exemption, up 6.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00 (+6.91%) Homeowner's exemption	$120,408	$194,074 Building $194,074
2024	$1,403.00 (+3.01%)
2023	$1,362.00 (+4.13%) Homeowner's exemption	$113,607 (+3%)	$194,991 (+22.63%) Building $194,991
2022	$1,308.00 Homeowner's exemption	$110,298	$159,004 Building $159,004

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Caryl Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	187 units insured incl. 124 condo units
Nearby Flood Claims	4 (1988–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Caryl Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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