221 Carnation St, Dyer, IN 46311 Property Records

Lake County property record for 221 Carnation St, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,578 sqft · built 1964
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Dec 2021)
Tax Bill	$2,583 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0105-0034`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0105-0034`
Alternative APNs	`45-10-12-180-019.000-034` `121401050034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,578 sqft Living Area
Gross Area	3,867 sqft
1st Floor Area	1,289 sqft
Basement Area	1,289 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 CARNATION ST
City	DYER
State	IN
Zip	46311-1543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOWER GARDENS ADD. L.34
Legal Subdivision	FLOWER GARDENS ADD
Legal Lot Number	34
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	4
Census Block	4008
Census Tract	42803

Owner

221 Carnation St is owned and occupied by two individuals who bought it in December 2021.

Source: Lake County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	221 CARNATION ST, DYER, IN 46311-1543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PURDUE FEDERAL CU
Apr 5, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	2021542206
Prior Transfer Date	Nov 30, 2021
Prior Transfer Doc	0000042206
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Dec 10, 2021
Property Address	221 CARNATION ST, DYER, IN 46311-1543
Document Number	0000042206
Map Reference	MB 33 PG 61
Instrument Date	Nov 30, 2021
Instrument	2021-542206
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CARNATION ST, DYER, IN 46311-1543

Mortgage

Document Number	0000042207
Date	Dec 10, 2021
Instrument	2021-542207

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Apr 5, 2018
Property Address	221 CARNATION ST, DYER, IN 46311-1543
Document Number	0000021529
Map Reference	MB33 PG61
Instrument Date	Mar 29, 2018
Instrument	2018 021529
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CARNATION ST, DYER, IN 46311-1543

Mortgage

Document Number	0000021530
Date	Apr 5, 2018
Instrument	2018 021530

Lender

Name	LAKE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,000 Land $65,600 Building $221,400	$287,000 Land $65,600 Building $221,400
2024	$2,583.00
2023		$245,600 (+2.04%) Land $65,600 Building $180,000	$245,600 (+2.04%) Land $65,600 Building $180,000
2022	$2,828.00	$240,700 Land $65,600 Building $175,100	$240,700 Land $65,600 Building $175,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Carnation St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Carnation St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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