221 Capitol St, Yankton, SD 57078 Property Records

Yankton County property record for 221 Capitol St, Yankton, SD 57078

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	8,184 sqft · built 1915
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Aug 2018)
Tax Bill	$1,694 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78.430.002.160`

Property Details

APN / Parcel Number

Primary APN	`78.430.002.160`

Interior

Total Rooms	1 Room
Stories	2 Stories
Building Area	8,184 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Roof Material	Built-Up Asphalt
Lot Area	6,534 sqft (0.15 acres)
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	221 CAPITOL ST
City	YANKTON
State	SD
Zip	57078-4426
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LT 16 BLK 2 LOWER YANKTON
Legal Subdivision	LOWER YANKTON
Legal Block	2
Legal Lot Number	16
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4029
Census Tract	966100

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1501 SUMMIT ST, YANKTON, SD 57078-1902
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage ELKHORN VALLEY BANK & TRUST
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Aug 30, 2018	Deed, Transfer · Line of Credit CORTRUST BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Deed Book / Page	541 / 457
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	221 CAPITOL ST, YANKTON, SD 57078-4426
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 SUMMIT ST, YANKTON, SD 57078-1902

Mortgage

Document Number	000560/391
Date	Aug 16, 2021
Book Page	560/391

Lender

Name	ELKHORN VALLEY BANK & TRUST
Type	Bank
Address	NORFOLK, NE 68701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	221 CAPITOL ST, YANKTON, SD 57078-4426
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000549/216
Date	Feb 6, 2020
Book Page	549/216

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YANKTON SD
Recording Date	Aug 30, 2018
Property Address	221 CAPITOL ST, YANKTON, SD 57078-4426
Document Number	000541/457
Book / Page	541 / 457
Map Reference	MB G PG 6
Instrument Date	Aug 29, 2018
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4432 WATERSCAPE LN, FORT MYERS, FL 33966-1096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 SUMMIT ST, YANKTON, SD 57078-1902

Mortgage

Document Number	0000541458
Date	Aug 30, 2018
Instrument	541/458

Lender

Name	CORTRUST BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Mar 1, 2019

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,800 (+23.87%) Land $25,400 Building $92,400	$117,800 Land $25,400 Building $92,400
2025	$1,694.00 (-8.08%)
2023		$95,100 Land $23,100 Building $72,000
2022	$1,843.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
South Dakota Wireless Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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