221 Cannon St, Georgetown, SC 29440 Property Records

Georgetown County property record for 221 Cannon St, Georgetown, SC 29440

Property Summary

Property Type	Historical Building
Details	3 bd · 2 ba · 2,480 sqft · built 1930
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Dec 2025)
Tax Bill	$1,727 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`0500300178.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500300178.00.00`
Alternative APNs	`05-0030-178-00-00` `22912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,480 sqft Total Area
Gross Area	3,376 sqft
1st Floor Area	1,256 sqft
2nd Floor Area	1,224 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	800 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	22912
Street Address	221 CANNON ST
City	GEORGETOWN
State	SC
Zip	29440-3707
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Legal Description	PT 96 & 120 GEO ; PLT 3242-146 ; SLD 795-1A
Legal Subdivision	CITY OF GEORGETOWN
Legal Lot Number	96&120
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1052
Census Tract	920302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown Historic District listed 1971 · 48 contributing resources · NRIS 71000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Cannon St, a historical building, is owned by two individuals who bought it in December 2025.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	925 FATHERLAND ST, NASHVILLE, TN 37206-3708
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit TO BANK NA A CHARTERED BANK
Dec 23, 2025	Deed, Transfer · Conventional Mortgage COGENT BANK
Dec 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 31, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Deed Document Number	202512906
Deed Book / Page	4940 / 204
Prior Transfer Date	Dec 11, 2019
Prior Transfer Doc	3659/0163
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	221 CANNON ST, GEORGETOWN, SC 29440-3707
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB4867/0297
Date	Aug 4, 2025
Book Page	RB4867/297
Instrument	2025007539

Lender

Name	TO BANK NA A CHARTERED BANK
Address	2035 LIMESTONE RD, WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 23, 2025
Property Address	221 CANNON ST, GEORGETOWN, SC 29440-3707
Document Number	RB4940/0204
Book / Page	RB4940 / 204
Map Reference	SL 795 PG 1A
Instrument Date	Dec 18, 2025
Instrument	2025012906
Transaction Type	Transfer
Record Updated	Jan 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 FATHERLAND ST, NASHVILLE, TN 37206-3708

Mortgage

Document Number	0RB4940208
Date	Dec 23, 2025
Instrument	RB4940/208

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	Other
Margin	3
Max Rate	11.2%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Dec 12, 2019
Property Address	221 CANNON ST, GEORGETOWN, SC 29440-3707
Document Number	3659/0163
Book / Page	003659 / 000163
Instrument Date	Dec 11, 2019
Instrument	12428
Transaction Type	Transfer
Record Updated	Jan 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 CANNON ST GEORGETOWN SC 294403707, GEORGETOWN, SC 29440-3707

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 31, 2018
Property Address	221 CANNON ST, GEORGETOWN, SC 29440-3707
Document Number	3345/0305
Book / Page	003345 / 000305
Instrument Date	Aug 30, 2018
Instrument	8374
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 CANNON ST GEORGETOWN SC 294403707, GEORGETOWN, SC 29440-3707

Tax Assessment & Valuation

The 2025 property tax bill for 221 Cannon St was $1,727.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,727.00 Additional exemption filed	$9,406 Land $2,449 Building $6,957	$374,500 Land $97,500 Building $277,000
2023	$1,498.00 (+12.97%)	$8,179 (-) Land $2,925 Building $5,254	$209,700 (-) Land $75,000 Building $134,700
2022	$1,326.00	$8,179 Land $2,925 Building $5,254	$209,700 Land $75,000 Building $134,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 Cannon St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 188 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	268 (1979–2025)
Claims Outside the SFHA	45 of 268
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 33 claims Severe Storms And Flooding, Oct 2015 · 43 claims Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Cannon St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 61% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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