Jackson County property record for 221 Cagle Branch Rd, Sylva, NC 28779 · Last verified April 2026
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 2008 |
| Lot Size | 0.647 acres (28,186 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,318 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Apr 2023 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7620-98-4599 |
| Primary APN | 7620-98-4599 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Lot Area | 28,186 sqft (0.647 acres) |
| Porch | Porch |
| Porch Area | 376 sqft |
| Patio Area | 90 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Septic |
| Street Address | 221 CAGLE BRANCH RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-8405 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | CAGLE BRANCH RD |
| Legal Subdivision | JERRY EARLEY |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | WEBSTER |
| Census Block Group | 3 |
| Census Block | 3070 |
| Census Tract | 950500 |
Source: Jackson County records · APN 7620-98-4599
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 24, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 18, 2023 |
| Transfer Doc | 0023541641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226-3573 |
| Document Number | 0024161453 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 2416/1453 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Apr 24, 2023 |
| Property Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Document Number | 0023541641 |
| Book / Page | 2354 / 1641 |
| Map Reference | CAB 19 SL 549 |
| Instrument Date | Apr 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | NOT AVAILABLE, SERVICELINK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Document Number | 0023541645 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2354/1645 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022750650 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 2275/650 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Document Number | 0022541878 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 221 CAGLE BRANCH RD SYLVA NC 287798405, SYLVA, NC 28779-8405 |
| Document Number | 0022541878 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 002254/001878 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Document Number | 0022390983 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 221 CAGLE BRANCH RD SYLVA NC 287798405, SYLVA, NC 28779-8405 |
| Document Number | 0022390983 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 002239/000983 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 221 CAGLE BRANCH RD, SYLVA, NC 28779-8405 |
| Document Number | 0022080203 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 221 CAGLE BRANCH RD SYLVA NC 287798405, SYLVA, NC 28779-8405 |
| Document Number | 0022080203 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 002208/000203 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2048 |
Source: Jackson County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,318.00 (+52.55%) | $346,928 (+52.56%) Land $34,620 Building $312,308 |
| 2023 | $864.00 | $227,400 Land $32,030 Building $195,370 |
Source: FEMA National Flood Hazard Layer, Jackson County (37099C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370999505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force 5 of 11 on primary residences |
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 787 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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