221 Bourland Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 221 Bourland Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 996 sqft · built 1976
Lot Size	0.2 acres (8,710 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Mar 2025)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-301-014`

Property Details

APN / Parcel Number

Primary APN	`8913-35-301-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Basement Area	996 sqft
Finished Basement	675 sqft
Unfinished Basement	996 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,710 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Patio Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 BOURLAND AVE
City	WATERLOO
State	IA
Zip	50702-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEANIES ADDITION LOT 9
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	JEANIES ADDITION
Legal Lot Number	9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1007
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jun 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Mar 31, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2025 · Amount on Record
Deed Sale	Mar 31, 2025 · Amount on Record
Prior Sale	Aug 19, 2021 · Amount on Record
Deed Document Number	20254165
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863

Mortgage

Document Number	202200020177
Date	Apr 15, 2022
Instrument	202200020177

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 14, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018487
Date	Jun 7, 2019
Instrument	201900018487

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863

Mortgage

Document Number	202300016323
Date	Jun 6, 2023
Instrument	202300016323

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 31, 2025
Property Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863
Document Number	0202504165
Instrument Date	Mar 28, 2025
Instrument	2025-04165
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863

Mortgage

Document Number	0202504166
Date	Mar 31, 2025
Instrument	2025-04166

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 19, 2020
Property Address	221 BOURLAND AVE, WATERLOO, IA 50702-3863
Document Number	202100003672
Instrument Date	Aug 17, 2020
Instrument	202100003672
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BOURLAND AVE, WASHBURN, IA 50702-3863

Mortgage

Document Number	202100003673
Date	Aug 19, 2020
Instrument	202100003673

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,348.00 (-7.46%) Homeowner's exemption	$174,980 (-1.13%) Land $22,520 Building $152,460	$174,980 (-1.13%) Land $22,520 Building $152,460
2024	$3,618.00 (+34.9%)
2023		$176,980 (+35.12%) Land $22,520 Building $154,460	$176,980 (+35.12%) Land $22,520 Building $154,460
2022	$2,682.00 Homeowner's exemption	$130,980 Land $22,520 Building $108,460
2021			$130,980 Land $22,520 Building $108,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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