221 Birch Ave NW, Saint Michael, MN 55376 Property Records

Wright County property record for 221 Birch Ave NW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,524 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Nov 2024)
Tax Bill	$5,880 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-080-005040`

Property Details

APN / Parcel Number

Primary APN	`114-080-005040`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,524 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	440 sqft
Deck Area	Deck Area
Patio Area	878 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 BIRCH AVE NW
City	SAINT MICHAEL
State	MN
Zip	55376-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-120 RANGE-024 NATURES VIEW LOT-004 BLOCK-005
Legal Range	024
Legal Township	120
Legal Section	11
Legal Subdivision	NATURES VIEW
Legal Block	5
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2022
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jun 3, 2024 · Amount on Record
Deed Document Number	20241564737
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 13, 2021
Property Address	221 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1053
Document Number	0001487022
Instrument Date	Oct 8, 2021
Instrument	1487022
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	221 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1053

Mortgage

Document Number	0001487023
Date	Oct 13, 2021
Instrument	1487023

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	221 BIRCH AVE NW, SAINT MICHAEL, MN 55376-1053
Document Number	0001348424
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	CREDIT UNION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BIRCH AVE NW ST MICHAEL MN 553761053, ST MICHAEL, MN 55376-1053

Mortgage

Document Number	0001348424
Date	Jul 18, 2017
Instrument	1348424

Lender

Name	SPIRE CU
Address	FALCON HEIGHTS, MN 55113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2032

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,880.00 (+13.25%)	$510,100 (+2.12%) Land $105,000 Building $405,100	$510,100 (+2.12%) Land $105,000 Building $405,100
2025		$499,500 (-1.58%) Land $107,000 Building $392,500	$499,500 (-1.58%) Land $107,000 Building $392,500
2023	$5,192.00 (+0.74%)	$507,500 Land $105,900 Building $401,600	$507,500 Land $105,900 Building $401,600
2022	$5,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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