221 Bernard Ave, Ama, LA 70031 Property Records

St. Charles Parish property record for 221 Bernard Ave, Ama, LA 70031

Property Summary

Property Type	Single Family Home
Details	1,124 sqft · built 1983
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Sep 2017)
Tax Bill	$455 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
APN	`2-047 00F 0011A`

Property Details

APN / Parcel Number

Primary APN	`2-047 00F 0011A`

Interior

Building Area	1,124 sqft Living Area

Exterior

Year Built	Built 1983
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	221 BERNARD AVE
City	AMA
State	LA
Zip	70031-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11A, BLOCK F, SELLERS VILLAGE (BEING A RESUBD. OF LOT 11 AND A PORTION OF LOT D OF ALICE PLANTATION)
Legal Subdivision	AMA - SELLERS VILLAGE
Legal Block	F
Legal Lot Number	11A
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	1
Census Block	1006
Census Tract	63000

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 BERNARD AVE, AMA, LA 70031-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2017 · Amount on Record
Deed Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	427029
Deed Book / Page	852 / 633
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	221 BERNARD AVE, AMA, LA 70031-2115
Document Number	0017350068
Book / Page	001735 / 000068
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	RIVERVIEW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BERNARD AVE AMA LA 700312115, AMA, LA 70031-2115

Mortgage

Document Number	0017350068
Date	Sep 19, 2017
Book Page	001735/000068
Instrument	427030

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$455.00 (-1.52%) Homeowner's exemption	$14,510 (-) Land $3,300 Building $11,210	$145,100 (-) Land $33,000 Building $112,100
2024	$462.00 (+27.98%) Homeowner's exemption	$14,510 (+35.18%) Land $3,300 Building $11,210	$145,100 (+35.18%) Land $33,000 Building $112,100
2023	$361.00 (-4.5%) Homeowner's exemption	$10,734 (-) Land $3,990 Building $6,744	$107,340 (-) Land $39,900 Building $67,440
2022	$378.00 Homeowner's exemption	$10,734 Land $3,990 Building $6,744	$107,340 Land $39,900 Building $67,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 135 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	135 in force
Nearby Flood Claims	52 (1989–2026)
Claims Outside the SFHA	37 of 52
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Hurricane Katrina, Aug 2005 · 24 claims Severe Storms And Flooding, May 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20