221 Bailey Rd, Lanesborough, MA 01237 Property Records

Berkshire County and Lanesborough Town property record for 221 Bailey Rd, Lanesborough, MA 01237

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 2023
Lot Size	87 acres (3,792,551 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Jun 2026)
Tax Bill	$13,135 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2024 Line of Credit + 4 more
APN	`LANE M:208 L:3`

Property Details

APN / Parcel Number

Primary APN	`LANE M:208 L:3`
Alternative APN	`M:208 B:3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	5,812 sqft
Basement Area	2,100 sqft
Unfinished Basement	2,100 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,792,551 sqft (87 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Electric

Location & Zoning

Street Address	221 BAILEY RD
City	LANESBOROUGH
State	MA
Zip	01237-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LB
Legal Lot Number	3
Jurisdiction	LANESBORO MA
Township / Civil Division	LANESBOROUGH
Census Block Group	1
Census Block	1014
Census Tract	911100

Owner

Source: Berkshire County and Lanesborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit PITTSFIELD COOPERATIVE BANK
Aug 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ADAMS BANK & TRUST
Jun 7, 2022	Deed of Trust, Mortgage · ARM ADAMS BANK & TRUST
Mar 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PITTSFIELD COOPERATIVE BANK
Oct 25, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	20263519
Deed Book / Page	1922 / 17
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	01769-1087
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANESBORO MA
Recording Date	Jun 30, 2026
Property Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Document Number	0000003519
Book / Page	1922 / 17
Instrument Date	Apr 13, 2026
Instrument	20263519
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617

Mortgage

Date	Jun 30, 2026

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANESBORO MA
Property Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001849-191
Date	Feb 26, 2024
Book Page	1849/191
Instrument	1021

Lender

Name	PITTSFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANESBORO MA
Property Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001799-868
Date	Aug 8, 2022
Book Page	1799/868
Instrument	5016

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2042

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANESBORO MA
Property Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001793-434
Date	Jun 7, 2022
Book Page	1793/434
Instrument	3573

Lender

Name	ADAMS BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	193 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 1, 2029
Index	3-Year CMT
Margin	3

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANESBORO MA
Property Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001785-223
Date	Mar 18, 2022
Book Page	1785/223
Instrument	1804

Lender

Name	PITTSFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	133 Months
Due	Apr 1, 2033

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANESBORO MA
Recording Date	Oct 25, 2021
Property Address	221 BAILEY RD, LANESBOROUGH, MA 01237-9617
Document Number	01769-1087
Book / Page	1769 / 1087
Instrument Date	Oct 12, 2021
Instrument	7197
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 1687, LANESBOROUGH, MA 01237-1687

Tax Assessment & Valuation

Source: Berkshire County and Lanesborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Lanesborough Town
Unified School District	Mount Greylock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,135.00 (+6.04%)	$759,700 (+2.61%) Land $186,200 Building $546,400	$1,076,453
2025	$12,387.00 (+291.13%)	$740,400 (+297.64%) Land $186,200 Building $554,200
2024	$3,167.00 (-13.49%)	$186,200 (-10.14%) Land $186,200
2023	$3,661.00	$207,200 Land $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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