221 Athey St, Covington, KY 41011 Property Records

Kenton County property record for 221 Athey St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,088 sqft · built 1984
Lot Size	0.091 acres (3,955 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Jul 2023)
Tax Bill	$5,101 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-21-15-002.00`

Property Details

APN / Parcel Number

Primary APN	`054-21-15-002.00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,088 sqft Finished Area
Gross Area	1,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,955 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 ATHEY ST
City	COVINGTON
State	KY
Zip	41011-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON & REMPINK LOT 11 & LEWIS & STARR PT LOTS 6-8 0.0908 ACS SS ATHEY 166' W RUSSELL
Legal Subdivision	JOHNSON & REMPINK
Legal Lot Number	11,6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2032
Census Tract	67000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mutter Gottes Historic District (Boundary Increase) listed 1980 · 7 contributing resources · NRIS 80004552

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Athey St is owned and occupied by an individual who bought it in July 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	221 ATHEY ST, COVINGTON, KY 41011-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 21, 2023	Intrafamily Transfer, Transfer
Mar 2, 2023	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2023 · Amount on File
Deed Sale	Jul 6, 2023 · Amount on File
Prior Sale	Mar 2, 2023 · Amount on File
Deed Document Number	2023223
Deed Book / Page	234 / 382
Prior Transfer Date	Apr 19, 2023
Prior Transfer Doc	0005900273
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2023
Property Address	221 ATHEY ST, COVINGTON, KY 41011-2303
Document Number	0005900223
Book / Page	KC 234 / 382
Instrument Date	Jul 6, 2023
Instrument	23070605900223
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	COLUMBIA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FAIRFIELD AVE STE 2, 2, NEWPORT, KY 41073-1149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ATHEY ST, COVINGTON, KY 41011-2303

Mortgage

Document Number	0005900224
Date	Jul 6, 2023
Book Page	KCM 474/329
Instrument	23070605900224

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Apr 21, 2023
Property Address	221 ATHEY ST, COVINGTON, KY 41011-2303
Document Number	0005900273
Book / Page	KC 223 / 305
Instrument Date	Apr 19, 2023
Instrument	23042105900273
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 FAIRFIELD AVE # AVE2ND, AVE2ND, BELLEVUE, KY 41073-1148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FAIRFIELD AVE STE 2ND, BELLEVUE, KY 41073-1148

March 2023: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2023
Property Address	221 ATHEY ST, COVINGTON, KY 41011-2303
Document Number	0005900151
Book / Page	KC 215 / 925
Instrument Date	Nov 30, 2022
Instrument	23030205900151
Transaction Type	Foreclosure
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FAIRFIELD AVE STE 200, 200, BELLEVUE, KY 41073-1138
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 221 Athey St was $5,101.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,000 (-) Land $15,000 Building $370,000	$385,000 (-) Land $15,000 Building $370,000
2025	$5,101.00	$385,000 Land $25,000 Building $360,000	$385,000 Land $25,000 Building $360,000
2023	$1,225.00 (-45.43%)	$92,000 (-45.88%) Land $15,000 Building $77,000	$92,000 (-45.88%) Land $15,000 Building $77,000
2022	$2,245.00	$170,000 Land $15,000 Building $155,000	$170,000 Land $15,000 Building $155,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 Athey St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Athey St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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