221 Apple Ln, Preston, MD 21655 Property Records

Caroline County property record for 221 Apple Ln, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1996
Lot Size	0.367 acres (16,000 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2026)
Tax Bill	$1,901 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-023757`

Property Details

APN / Parcel Number

Primary APN	`04-023757`
Alternative APNs	`4023757` `023757`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,000 sqft (0.367 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023757
Street Address	221 APPLE LN
City	PRESTON
State	MD
Zip	21655-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	16,000 SQ FT L-27 E/S APPLE LANE APPLE LANE SUBDV
Legal Subdivision	APPLE LANE APPLE LANE SUB
Legal Lot Number	27
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	3
Census Block	3031
Census Tract	955500

Owner

221 Apple Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 APPLE LN, PRESTON, MD 21655-2453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Sep 28, 1995 · Amount on File
Deed Book / Page	1792 / 255
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Jun 16, 2026
Property Address	221 APPLE LN, PRESTON, MD 21655-2453
Document Number	1792000255
Book / Page	1792 / 255
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	TITLE SERVICES, FREESTATE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 APPLE LN, PRESTON, MD 21655-2453

Mortgage

Document Number	1792000261,
Date	Jun 16, 2026
Book Page	1792/261

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 221 Apple Ln was $1,901 with a homeowner's exemption.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,901.00 Homeowner's exemption	$267,300 (+9.99%) Land $43,800 Building $223,500	$267,300 (-) Land $43,800 Building $223,500
2025	Homeowner's exemption	$243,033	$267,300 Land $43,800 Building $223,500
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$194,500 Land $43,800 Building $150,700	$194,500 Land $43,800 Building $150,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Apple Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2003–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Apple Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PRESTON serves 750 people · EPA ID MD0050005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20