221 Abner Rd, Stony Point, NC 28678 Property Records

Iredell County property record for 221 Abner Rd, Stony Point, NC 28678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,998 sqft · built 1922
Lot Size	5.24 acres (228,254 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jul 2025)
Tax Bill	$800 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4707-57-6703.000`

Property Details

APN / Parcel Number

Primary APN	`4707-57-6703.000`
Alternative APN	`80040180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,998 sqft Heated Area
Gross Area	2,734 sqft
1st Floor Area	1,208 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1953
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	228,254 sqft (5.24 acres)
Lot Width	333 ft Width
Garage Type	Detached
Garage Area	160 sqft
Porch	Slab
Porch Area	736 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80040180
Street Address	221 ABNER RD
City	STONY POINT
State	NC
Zip	28678-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-R
Legal Description	L1 QUAIL POINT EST
Legal Subdivision	QUAIL POINT EST
Legal Block	57
Legal Lot Number	1
Jurisdiction	IREDELL NC
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1012
Census Tract	61002

Owner

Source: Iredell County records · APN 4707-57-6703.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 ABNER RD, STONY POINT, NC 28678-8838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jul 01, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2025 · Amount on Record
Deed Sale	Jul 01, 2025 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Book / Page	3145 / 2257
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	221 ABNER RD, STONY POINT, NC 28678-8838
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002894991
Date	Feb 08, 2022
Book Page	2894/991

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	221 ABNER RD, STONY POINT, NC 28678-8838
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ABNER RD, STONY POINT, NC 28678-8838

Mortgage

Document Number	0030371362
Date	Jan 11, 2024
Book Page	3037/1362

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2053

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 01, 2025
Property Address	221 ABNER RD, STONY POINT, NC 28678-8838
Document Number	0031452257
Book / Page	3145 / 2257
Instrument Date	Jun 25, 2025
Transaction Type	Transfer
Record Updated	Dec 05, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 COPPERHEAD COVE TRL, OLD FORT, NC 28762-8790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ABNER RD, STONY POINT, NC 28678-8838

Mortgage

Document Number	0031452262
Date	Jul 01, 2025
Instrument	3145/2262

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00	$125,560 (-) Land $51,350 Building $74,210	$125,560 (-) Land $51,350 Building $74,210
2024	$800.00	$125,560 (-) Land $51,350 Building $74,210	$125,560 (-) Land $51,350 Building $74,210
2023	$800.00 (+13.48%)	$125,560 (+22.08%) Land $51,350 Building $74,210	$125,560 (+22.08%) Land $51,350 Building $74,210
2022	$705.00	$102,850 Land $44,020 Building $58,830	$102,850 Land $44,020 Building $58,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 11 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Abner Rd

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