221 98th St, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 221 98th St, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	2,115 sqft · built 2022
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$1,800,000 (Dec 2020)
Tax Bill	$16,565 (2024)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`10-00098-03-00084`

Property Details

APN / Parcel Number

Primary APN	`10-00098-03-00084`
Alternative APN	`1000098000300084`

Interior

Stories	2 Stories
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide

Location & Zoning

Street Address	221 98TH ST
City	STONE HARBOR
State	NJ
Zip	08247-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	L86,88.01
Legal Block	98.3
Legal Lot Number	84
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1079
Census Tract	20901

Owner

221 98th St is owned and occupied by an individual who bought it in December 2020.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	221 98TH ST, STONE HARBOR, NJ 08247-1918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Deed Document Number	202044680
Deed Book / Page	3950 / 967
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Dec 14, 2020
Property Address	221 98TH ST, STONE HARBOR, NJ 08247-1918
Document Number	0039500967
Book / Page	003950 / 000967
Instrument Date	Nov 10, 2020
Instrument	44680
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 ARLINGTON RD YORK PA 174033702, YORK, PA 17403-3702

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,214,700 (-) Land $1,144,000 Building $1,070,700	$2,214,700 (-) Land $1,144,000 Building $1,070,700
2025		$2,214,700 Land $1,144,000 Building $1,070,700	$2,214,700 Land $1,144,000 Building $1,070,700
2024	$16,565.00
2023		$2,214,700 Land $1,144,000 Building $1,070,700	$2,214,700 Land $1,144,000 Building $1,070,700
2022	$15,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 98th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 98th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20