Stearns County property record for 221 7th Ave S, Saint Cloud, MN 56301 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 958 sqft · built 1910 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,188 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51953-0000 |
| Primary APN | 82-51953-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 958 sqft Living Area |
| 1st Floor Area | 774 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Width | 44 ft Width |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Other |
| Street Address | 221 7TH AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S44' OF THAT PART OF BLK 62 NLY OF A L ACROSS BLK 62 // WITH & DISTANT N88' FROM N L OF 3 ST SO EXTD TO W L OF BLK 62 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 11 |
| Legal Subdivision | WILSONS SURVEY |
| Legal Block | 62 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 303 |
Source: Stearns County records · APN 82-51953-0000
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 7TH AVE S, SAINT CLOUD, MN 56301-4332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 16, 2026 | Warranty Deed, Transfer · VA Mortgage LIBERTY BANK MN |
| Jul 01, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 |
| Deed Sale | Apr 16, 2026 |
| Prior Sale | Jul 01, 2021 · Amount on Record |
| Deed Document Number | 20261711462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 16, 2026 |
| Property Address | 221 7TH AVE S, SAINT CLOUD, MN 56301-4332 |
| Document Number | 0001711462 |
| Instrument Date | Apr 09, 2026 |
| Instrument | 20261711462 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | KEY TITLE AND CLOSING SERVICES LLC, KEY TITLE & CLOSING SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 7TH AVE S, SAINT CLOUD, MN 56301-4332 |
| Document Number | 0001711462, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20261711462 |
| Name | LIBERTY BANK MN |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 01, 2021 |
| Property Address | 221 7TH AVE S, SAINT CLOUD, MN 56301-4332 |
| Document Number | 00A1607412 |
| Instrument Date | Jun 29, 2021 |
| Instrument | A1607412 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10896 NORTHRIDGE LN, AVON, MN 56310-8664 |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,188.00 (+22.73%) | ||
| 2025 | $79,600 (+1.02%) Land $40,000 Building $39,600 | $79,600 (+1.02%) Land $40,000 Building $39,600 | |
| 2023 | $968.00 | $78,800 Land $25,000 Building $53,800 | $78,800 Land $25,000 Building $53,800 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, BIF IV Intrepid HoldCo, T-Mobile USA, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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