221 5th St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 221 5th St, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	3,200 sqft · built 1968
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Jan 2021)
Tax Bill	$17,242 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-00103-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`57-00103-0000-00002`
Alternative APNs	`5700026000000001` `570010300002`

Interior

Stories	2 Stories
Building Area	3,200 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	5700026000000001
Street Address	221 5TH ST
City	SADDLE BROOK
State	NJ
Zip	07663-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Description	75X100
Legal Subdivision	JOHN KARL
Legal Block	103
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	4
Census Block	4012
Census Tract	52200

Owner

221 5th St is owned and occupied by two individuals who bought it in January 2021.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 5TH ST, SADDLE BROOK, NJ 07663-6209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Deed Document Number	20215360
Deed Book / Page	3910 / 1717
Record Updated	Oct 29, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 13, 2021
Property Address	221 5TH ST, SADDLE BROOK, NJ 07663-6209
Document Number	0039101717
Book / Page	3910 / 1717
Instrument Date	Nov 19, 2020
Instrument	21-005360
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,291.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 JUMPING BROOK DR, 58, LAKEWOOD, NJ 08701-3868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 5TH ST, SADDLE BROOK, NJ 07663-6209
Investor	Possibly a Property Investor

Mortgage

Document Number	21005361
Date	Jan 13, 2021
Instrument	21-005361

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 221 5th St was $17,242, up 5.8% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$737,200 (+1.46%) Land $245,000 Building $492,200	$737,200 (+1.46%) Land $245,000 Building $492,200
2025	$17,242.00 (+5.77%)	$726,600 Land $239,500 Building $487,100	$726,600 Land $239,500 Building $487,100
2024	$16,301.00
2023		$622,300 Land $206,000 Building $416,300	$622,300 Land $206,000 Building $416,300
2022	$14,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 5th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1983–2022)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Jul 2022 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20