221 5th St, Merrill, IA 51038 Property Records

Plymouth County property record for 221 5th St, Merrill, IA 51038

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,130 sqft · built 1918
Lot Size0.86 acres (37,440 sqft)
Owner2 Individual Names on File
Tax Bill$2,196 (2026)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN18-10-230-022

Property Details

APN / Parcel Number

Primary APN18-10-230-022

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,130 sqft Living Area
1st Floor Area1,027 sqft
Basement Area1,027 sqft
Unfinished Basement1,094 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area37,440 sqft (0.86 acres)
Lot Dimensions192 ft deep x 195 ft wide
Garage TypeDetached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area318 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address221 5TH ST
CityMERRILL
StateIA
Zip51038-7765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 195' E 192' LOT 2 JOHNSON FROST MERRILL
Legal Lot Number2
JurisdictionPLYMOUTH IA
Township / Civil DivisionPLYMOUTH
Census Block Group4
Census Block4072
Census Tract970600

Owner

221 5th St is owned and occupied by two individuals.

Source: Plymouth County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address221 5TH ST, 138, MERRILL, IA 51038-7765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPLYMOUTH IA
Property Address221 5TH ST, MERRILL, IA 51038-7765
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/1124
DateMar 15, 2022
Book Page2022/1124
Instrument2022 1124
Lender
NameJP MORGAN CHASE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 5th St was $2,196 with a homeowner's exemption.

Source: Plymouth County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPlymouth County
MunicipalityMerrill City
Unified School DistrictLe Mars Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,196.00$195,720 (-) Land $40,690 Building $155,030$195,720 (-) Land $40,690 Building $155,030
2025$195,720 Land $40,690 Building $155,030$195,720 Land $40,690 Building $155,030
2024$2,112.00
2023$223,780 Land $25,560 Building $198,220$223,780 Land $25,560 Building $198,220
2022$2,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMERRILL MUNICIPAL WATER SUPPLY
serves 717 people · EPA ID IA7548072
Water SourceGroundwater
Last State InspectionNov 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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