221 4th Ave W, Cresco, IA 52136 Property Records

Howard County property record for 221 4th Ave W, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 901 sqft · built 1892
Lot Size	0.172 acres (7,492 sqft)
Owner	Trust Name on File
Last Sale	$42,500 (Nov 2018)
Tax Bill	$936 (2026)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`320010203000000`

Property Details

APN / Parcel Number

Primary APN	`320010203000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	901 sqft Living Area
Basement Area	218 sqft
Unfinished Basement	218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 4TH AVE W
City	CRESCO
State	IA
Zip	52136-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 2 CRESCOPLAT
Legal Subdivision	CRESCO HOWARD COUNTY
Legal Block	2
Legal Lot Number	3
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1014
Census Tract	960100

Owner

221 4th Ave W is held in a trust since November 2018.

Source: Howard County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	514 3RD ST SW, CRESCO, IA 52136-1906
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage CUSB BANK
Nov 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Deed Document Number	20181629
Deed Book / Page	2018 / 1629
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	221 4TH AVE W, CRESCO, IA 52136-1449
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001630
Date	Nov 1, 2018
Book Page	0000002018/0000001630
Instrument	000000001630

Lender

Name	CUSB BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Nov 1, 2018
Property Address	221 4TH AVE W, CRESCO, IA 52136-1449
Document Number	2018/1629
Book / Page	2018 / 1629
Instrument Date	Oct 31, 2018
Instrument	000000001629
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12442 OLD NEW OREGON RD, CRESCO, IA 52136-8612

Tax Assessment & Valuation

The 2026 property tax bill for 221 4th Ave W was $936.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$936.00	$55,220 (-) Land $7,500 Building $47,720	$55,220 (-) Land $7,500 Building $47,720
2025	$936.00 (+3.77%)	$55,220 Land $7,500 Building $47,720	$55,220 Land $7,500 Building $47,720
2024	$902.00
2023		$49,000 (+19.48%) Land $7,500 Building $41,500	$49,000 Land $7,500 Building $41,500
2022	$880.00	$41,010 Land $7,500 Building $33,510
2021			$41,010 Land $7,500 Building $33,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 4th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 4th Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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