221 3rd St, Moose Lake, MN 55767 Property Records

Carlton County property record for 221 3rd St, Moose Lake, MN 55767

Property Summary

Property Type	Single Family Home
Lot Size	0.171 acres (7,488 sqft)
Owner	2 Individual Names on File
Last Sale	$308,000 (Oct 2025)
Tax Bill	$4,432 (2026)
Deeds & Mortgages	Nov 2012 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-010-8300`

Property Details

APN / Parcel Number

Primary APN	`21-010-8300`
Alternative APN	`10077`

Exterior

Lot Area	7,488 sqft (0.171 acres)

Location & Zoning

Account Number	10077
Street Address	221 3RD ST
City	MOOSE LAKE
State	MN
Zip	55767-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF MOOSE LAKE ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT
Legal Block	50
Legal Lot Number	7
Jurisdiction	CARLTON MN
Township / Civil Division	MOOSE LAKE
Census Block Group	2
Census Block	2013
Census Tract	70501

Owner

221 3rd St is owned and occupied by two individuals who bought it in October 2025.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 3RD ST, MOOSE LAKE, MN 55767-7768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2012	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Oct 20, 2025	Warranty Deed, Transfer BELL BANK
Feb 28, 2011	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Deed Document Number	2025523806
Record Updated	Sep 20, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	221 3RD ST, MOOSE LAKE, MN 55767-7768
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000447106
Date	Nov 14, 2012
Instrument	A000447106

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35211

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Oct 1, 2039

Interest

Rate	1.93%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 20, 2025
Property Address	221 3RD ST, MOOSE LAKE, MN 55767-7768
Document Number	A000523806
Instrument Date	Oct 10, 2025
Instrument	A000523806
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 3RD ST, MOOSE LAKE, MN 55767-7768

Mortgage

Document Number	A000523807
Date	Oct 20, 2025
Instrument	A000523807

Lender

Name	BELL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

February 2011: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CARLTON MN
Recording Date	Feb 28, 2011
Property Address	221 3RD ST, MOOSE LAKE, MN 55767-7768
Document Number	A000436201
Instrument Date	Feb 9, 2011
Instrument	A000436201
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 231, MOOSE LAKE, MN 55767-0231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1445 LAKEVIEW AVE S, MINNEAPOLIS, MN 55416-3612

Tax Assessment & Valuation

The 2026 property tax bill for 221 3rd St was $4,432 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Moose Lake City
Unified School District	Moose Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,432.00 Homeowner's exemption
2025		$284,000 (+4.3%) Land $20,100 Building $263,900	$284,000 (+4.3%) Land $20,100 Building $263,900
2024	$4,086.00 Homeowner's exemption	$272,300 (+6.74%) Land $20,100 Building $252,200	$272,300 (+6.74%) Land $20,100 Building $252,200
2023	$4,086.00 Homeowner's exemption	$255,100 (-) Land $20,100 Building $235,000	$255,100 (-) Land $20,100 Building $235,000
2022		$255,100 Land $20,100 Building $235,000	$255,100 Land $20,100 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moose Lake serves 1,782 people · EPA ID MN1090009
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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