221 3rd St, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 221 3rd St, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,073 sqft · built 1966
Lot Size0.104 acres (4,552 sqft)
Owner2 Individual Names on File
Tax Bill$3,641 (2024)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone AE (high risk)
APN00072730-000100

Property Details

APN / Parcel Number

Primary APN00072730-000100
Alternative APN
  • 9082441

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area1,073 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2011
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,552 sqft (0.104 acres)

Exterior Amenities

PorchOpen Porch
Porch Area335 sqft
Patio Area685 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9082441
Street Address221 3RD ST
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 PT LT 7 KEY COLONY BEACH PB3-120 SHELTER KEY OR2096-1705/06 OR3096-0310 OR3096-316
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block3
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

221 3rd St is owned and occupied by two individuals who acquired it in April 2021.

Source: Monroe County records, as of December 5, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 510816, KEY COLONY BEACH, FL 33051-0816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2021
Deed SaleApr 1, 2021
Deed Document Number0003096316
Deed Book / Page2096 / 1705
Prior Transfer DateMar 24, 2005
Prior Transfer Doc1504869
Record UpdatedJun 8, 2026

May 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateMay 10, 2021
Property Address221 3RD ST, KEY COLONY BEACH, FL 33051
Document Number0030960310
Book / Page3096 / 310
Instrument DateJul 17, 2018
Instrument2318633
Record UpdatedMay 28, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2820 CURTIS LN, 2820, LANSDALE, PA 19446-5905

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 510816, KEY COLONY BEACH, FL 33051-0816

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$370,618$791,374 Land $556,254 Building $235,120
2024$3,641.00 (+4.72%)
2023$3,477.00 (+3.88%) Homeowner's exemption$349,683 (+3%)$861,603 (+34.22%) Land $630,771 Building $230,832
2022$3,347.00 Homeowner's exemption$339,499$641,953 Land $406,403 Building $235,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 3rd St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 3rd St

Nearby Streets

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