221 2nd St, Key Largo, FL 33037 Property Records

Monroe County property record for 221 2nd St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,344 sqft · built 1974
Lot Size0.138 acres (6,000 sqft)
OwnerCompany Name on Record
Last Sale$85,000 (Dec 1998)
Tax Bill$1,578 (2024)
Flood ZoneZone X (minimal risk)
APN00474240-000000

Property Details

APN / Parcel Number

Primary APN00474240-000000
Alternative APNs
  • 11613900474240000000
  • 1581356

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area364 sqft
PorchOpen Porch
Porch Area602 sqft
Patio Area86 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1581356
Street Address221 2ND ST
CityKEY LARGO
StateFL
Zip33037-4837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 2 LT 22 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR508-1065 OR833-1622 OR972-2062 OR1382-605 OR1382-798/99F/J OR2680-1544
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block2
Legal Lot Number22
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1036
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address221 2ND ST, KEY LARGO, FL 33037-4837
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 1998 · Amount on Record
Deed SaleDec 22, 1998 · Amount on Record
Prior SaleDec 18, 1995 · Amount on Record
Deed Book / Page1552 / 144
Transfer Doc1382000605
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$139,416 (+5.99%)$508,131 (-0.73%) Land $312,000 Building $196,131
2024$1,578.00 (+7.57%)
2023$1,467.00 (+3.9%) Homeowner's exemption$131,541 (+3%)$511,865 (+14.46%) Land $330,000 Building $181,865
2022$1,412.00 Homeowner's exemption$127,710$447,198 Land $270,000 Building $177,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Nearby Properties on 2nd St

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