Schenectady County and Glenville Town property record for 221 1st St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,260 sqft · built 1905 |
| Lot Size | 0.112 acres (4,884 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $251,000 (Aug 2026) |
| Tax Bill | $6,692 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Oct 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.28-2-39 |
| Primary APN | 422201 38.28-2-39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 642 sqft |
| 2nd Floor Area | 618 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,884 sqft (0.112 acres) |
| Lot Dimensions | 148 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 70 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03320 |
|---|---|
| Street Address | 221 1ST ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCOTIA HIGHLANDS L15 HLG |
| Legal Subdivision | SCOTIA HIGHLANDS TRACT |
| Legal Block | 2 |
| Legal Lot Number | 39.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 837 UNION ST, 3, SCHENECTADY, NY 12308-3144 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Aug 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2026 · Amount on Record |
| Deed Sale | Aug 6, 2026 · Amount on Record |
| Prior Sale | Aug 3, 2022 · Amount on Record |
| Deed Document Number | 202617535 |
| Deed Book / Page | 2177 / 253 |
| Prior Transfer Date | Feb 21, 2008 |
| Prior Transfer Doc | 1777000099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 6, 2026 |
| Property Address | 221 1ST ST, SCHENECTADY, NY 12302-2003 |
| Document Number | 0000017535 |
| Book / Page | 2177 / 253 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202617535 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $101,404.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000017536, |
|---|---|
| Date | Aug 6, 2026 |
| Instrument | 202617536 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 221 1ST ST, SCOTIA, NY 12302-2003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 221 1ST ST, SCHENECTADY, NY 12302-2003 |
| Document Number | 0000061134 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 5339/389 |
| Instrument | 202361134 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 3, 2022 |
| Property Address | 221 1ST ST, SCOTIA, NY 12302-2003 |
| Document Number | 0000040984 |
| Book / Page | 2090 / 69 |
| Instrument Date | Jul 5, 2022 |
| Instrument | 202240984 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 1ST ST, SCOTIA, NY 12302-2003 |
| Name | Verified Name |
|---|---|
| Address | 2020 EASTERN PKWY, SCHENECTADY, NY 12309-6243 |
| Document Number | 0000040985 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 202240985 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,692.00 (+2.56%) | ||
| 2025 | $6,525.00 | $128,000 (-) Land $16,000 Building $112,000 | $232,727 (+23.64%) Land $29,091 Building $203,636 |
| 2023 | $128,000 Land $16,000 Building $112,000 | $188,235 Land $23,529 Building $164,706 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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