221 1st St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 221 1st St, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,746 sqft · built 1998
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$344,900 (May 2004)
Tax Bill$11,384 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone AE (high risk)
APN10-00230-0000-00034

Property Details

APN / Parcel Number

Primary APN10-00230-0000-00034
Alternative APN
  • 100023000034

Interior

Building Area1,746 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address221 1ST ST
CityMIDDLESEX
StateNJ
Zip08846-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60B
Legal Description50X100 35
Legal SubdivisionDUNELLEN ESTATES
Legal Block230
Legal Lot Number34
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group4
Census Block4005
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address221 1ST ST, MIDDLESEX, NJ 08846-2115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2004 · Amount on Record
Deed SaleMay 5, 2004 · Amount on Record
Prior SaleAug 3, 2002 · Amount on Record
Deed Book / Page5313 / 847
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address221 1ST ST, MIDDLESEX, NJ 08846-2115
Transaction TypeMortgage
Record UpdatedOct 11, 2021
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021115859
DateSep 13, 2021
Book Page18623/517
Instrument2021115859
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506,600 (-5.66%) Land $122,400 Building $384,200$506,600 (-5.66%) Land $122,400 Building $384,200
2025$11,384.00 (+9.86%)$537,000 (+19.92%) Land $122,400 Building $414,600$537,000 (+19.92%) Land $122,400 Building $414,600
2024$10,362.00 (+14.13%)
2023$447,800 Land $122,400 Building $325,400$447,800 Land $122,400 Building $325,400
2022$9,079.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 92 policies
Nearby Flood Policies92 in force
Nearby Flood Claims606 (1979–2025)
Claims Outside the SFHA17 of 606
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 133 claims
  • Severe Storms And Flooding, Mar 2010 · 160 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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