221 101st Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 221 101st Ave W, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,229 sqft · built 1890
Lot Size	0.241 acres (10,513 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Mar 2002)
Tax Bill	$2,682 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3430-03230`

Property Details

APN / Parcel Number

Primary APN	`010-3430-03230`
Alternative APN	`676189`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,229 sqft Gross Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	10,513 sqft (0.241 acres)
Garage Area	676 sqft
Pool Type	Spa / Hot Tub (No Pool)
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	676189
Street Address	221 101ST AVE W
City	DULUTH
State	MN
Zip	55808-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 5 AND 6 SERIAL #
Legal Subdivision	NEW DULUTH FIRST DIVISION
Legal Block	10
Legal Lot Number	4-5
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3008
Census Tract	3800

Owner

221 101st Ave W is owned and occupied by two individuals who bought it in March 2002.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 101ST AVE W, DULUTH, MN 55808-2122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERMANTOWN FCU
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2002 · Amount on File
Deed Sale	Mar 13, 2002 · Amount on File
Deed Document Number	2002849503
Prior Transfer Date	Feb 15, 2002
Prior Transfer Doc	0000849502
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	221 101ST AVE W, DULUTH, MN 55808-2122
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 101ST AVE W, DULUTH, MN 55808-2122

Mortgage

Document Number	0001464183
Date	Mar 30, 2023
Instrument	1464183

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	221 101ST AVE W, DULUTH, MN 55808-2122
Document Number	00A1369619
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	221 101ST AVE W DULUTH MN 558082122, DULUTH, MN 55808-2122

Mortgage

Document Number	00A1369619
Date	Dec 16, 2019
Instrument	A1369619

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 221 101st Ave W was $2,682 with a homeowner's exemption, up 14.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,682.00 (+14.91%) Homeowner's exemption
2025	$2,334.00 (-5.04%) Homeowner's exemption	$216,100 (+10.88%) Land $20,000 Building $196,100	$216,100 (+10.88%) Land $20,000 Building $196,100
2024	$2,458.00	$194,900 Land $19,700 Building $175,200	$194,900 Land $19,700 Building $175,200
2022		$191,900 Land $22,200 Building $169,700	$191,900 Land $22,200 Building $169,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 101st Ave W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 101st Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Airfiber.

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