Dubuque County property record for 22098 Simon Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,560 sqft · built 2002 |
| Lot Size | 20.8 acres (909,968 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,214 (2024) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-400-009 |
| Primary APN | 19-23-400-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Basement Area | 1,560 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 909,968 sqft (20.8 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 210 sqft |
| Patio Area | 204 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 22098 SIMON RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CO |
| Legal Description | LOT 2 WHITE PLACE; |
| Legal Subdivision | WHITE PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | WHITEWATER |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22098 SIMON RD, BERNARD, IA 52032-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 22098 SIMON RD, BERNARD, IA 52032-9671 |
| Document Number | 0000009802 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 22098 SIMON RD BERNARD IA 520329671, BERNARD, IA 52032-9671 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $321,920 (+13.35%) Land $33,720 Building $288,200 | $321,920 (+13.35%) Land $33,720 Building $288,200 | |
| 2024 | $3,214.00 (+5.79%) | ||
| 2023 | $284,003 (+20.6%) Land $26,803 Building $257,200 | $284,003 (+20.6%) Land $26,803 Building $257,200 | |
| 2022 | $3,038.00 Homeowner's exemption Additional exemption filed | $235,490 Land $21,230 Building $214,260 | |
| 2021 | $235,490 Land $21,230 Building $214,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cascade Communications Fiber | 1,000 / 1,000 |
May also be available: Maquoketa Valley Electric Cooperative.
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