22092 Royal Oak Rd, Quantico, MD 21856 Property Records

Wicomico County property record for 22092 Royal Oak Rd, Quantico, MD 21856

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.75 acres (250,470 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Apr 2026)
Tax Bill	$379 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Apr 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-007286`

Property Details

APN / Parcel Number

Primary APN	`03-007286`
Alternative APN	`007286`

Exterior

Lot Area	250,470 sqft (5.75 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	007286
Street Address	22092 ROYAL OAK RD
City	QUANTICO
State	MD
Zip	21856-2083
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AR
Legal Description	5.75 AC 22092 ROYAL OAK RD WETIPQUIN
Jurisdiction	WICOMICO MD
Township / Civil Division	17, WESTSIDE
Census Block Group	3
Census Block	3015
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22092 ROYAL OAK RD, QUANTICO, MD 21856-2083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Personal Representative Deed, Transfer · Line of Credit HEBRON SAVINGS BANK
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Dec 22, 2017	Grant Deed, Transfer · Construction Mortgage NANCY L MADISON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Book / Page	5698 / 147
Record Updated	Oct 29, 2026

April 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WICOMICO MD
Recording Date	Apr 8, 2026
Property Address	22092 ROYAL OAK RD, QUANTICO, MD 21856-2083
Document Number	5698000147
Book / Page	5698 / 147
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,555.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	5698000153,
Date	Apr 8, 2026
Book Page	5698/153

Lender

Name	HEBRON SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2041

Interest

Rate	5.43%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Recording Date	Apr 8, 2026
Property Address	22092 ROYAL OAK RD, QUANTICO, MD 21856-2083
Document Number	5698000153
Book / Page	5698 / 153
Instrument Date	Apr 2, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 HEMLOCK ST, SALISBURY, MD 21804-6009
Investor	Possibly a Property Investor

Mortgage

Document Number	5698000153,
Date	Apr 8, 2026
Book Page	5698/153

Lender

Name	HEBRON SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 2, 2041

Interest

Rate	5.43%
Max Rate	-1%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Dec 22, 2017
Property Address	22092 ROYAL OAK RD, QUANTICO, MD 21856-2083
Document Number	0042690378
Book / Page	004269 / 000378
Instrument Date	Dec 20, 2017
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22092 ROYAL OAK RD QUANTICO MD 218562083, QUANTICO, MD 21856-2083

Mortgage

Document Number	42690382
Date	Dec 22, 2017
Book Page	004269/000382

Lender

Name	NANCY L MADISON
Address	PO BOX 780, MAYO, MD 21106-0780
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 21, 2018

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,700 (-) Land $34,700	$34,700 (-) Land $34,700
2025	$379.00 (+9.54%)	$34,700 (-) Land $34,700	$34,700 (-) Land $34,700
2023	$346.00	$34,700 Land $34,700	$34,700 Land $34,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	38 (1983–2024)
Most Recent Claim	Sep 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 10 claims Hurricane Isabel, Sep 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 98% of Maryland
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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