2209 Rd M16, Earling, IA 51530 Property Records

Shelby County property record for 2209 Rd M16, Earling, IA 51530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,764 sqft · built 1931
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Feb 2007 Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`830317303001`

Property Details

APN / Parcel Number

Primary APN	`830317303001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,836 sqft (1.19 acres)
Garage Type	Mixed
Garage Area	1,144 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	2209 ROAD M16
City	EARLING
State	IA
Zip	51530-5018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17-81-39 PT SW SW LT 1 .88 NET AC
Legal Range	39W
Legal Township	81N
Legal Section	17
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	4
Census Block	4073
Census Tract	960200

Owner

2209 Rd M16 is owned and occupied by two individuals.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2209 ROAD M16, EARLING, IA 51530-5018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2007	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST
Jun 7, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	2209 ROAD M16, EARLING, IA 51530-5018
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020070533
Date	Feb 28, 2007
Instrument	2007-0533

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2037

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Jun 7, 2023
Property Address	2209 ROAD M16, EARLING, IA 51530-5018
Document Number	0020230887
Instrument Date	Jun 7, 2023
Instrument	2023-0887
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$55.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2209 ROAD M16, EARLING, IA 51530-5018

Tax Assessment & Valuation

The 2026 property tax bill for 2209 Rd M16 was $2,770 with a homeowner's exemption.

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	Harlan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00	$242,341 (-) Land $28,100 Building $214,241	$242,341 (-) Land $28,100 Building $214,241
2025		$242,341 Land $28,100 Building $214,241	$242,341 Land $28,100 Building $214,241
2024	$2,648.00
2023		$214,042 (+39.27%) Land $28,100 Building $185,942	$214,042 Land $28,100 Building $185,942
2022	$2,056.00 Homeowner's exemption	$153,692 Land $28,100 Building $125,592
2021			$153,692 Land $28,100 Building $125,592

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2209 Rd M16 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 Rd M16 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Nextlink.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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