2209 Pebble Beach Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 2209 Pebble Beach Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 5,216 sqft · built 1980
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$337,400 (Jul 2004)
Tax Bill$6,401 (2024)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-13-04-305-003.000-018

Property Details

APN / Parcel Number

Primary APN29-13-04-305-003.000-018
Alternative APNs
  • 291304305003000034
  • 1713040305003000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area5,216 sqft Living Area
Gross Area7,976 sqft
1st Floor Area6,312 sqft
Basement Area1,096 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeBrick
Foundation TypeRaised
Roof MaterialOther
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions150 ft deep x 148 ft wide
Garage TypeAttached
Garage Area1,664 sqft
Parking Spaces3 Parking Spaces
Pool Area648 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2209 PEBBLE BEACH DR
CityCARMEL
StateIN
Zip46032-9542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 4, TOWNSHIP 17, RANGE 3, CROOKED STICK WEST, SECTION 1, LOT 21
Legal Range03
Legal Township17
Legal Section04
Legal SubdivisionCROOKED STICK WEST SECTION 1
Legal Lot Number21
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2009
Census Tract111009

Owner

2209 Pebble Beach Dr is owned and occupied by two individuals who bought it in July 2004.

Source: Hamilton County records, as of April 2, 2026

Owner of Record2 Individual Names on File
Mailing Address2209 PEBBLE BEACH DR, CARMEL, IN 46032-9542
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2004 · Amount on File
Deed SaleJul 28, 2004 · Amount on File
Deed Document Number200452555
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address2209 PEBBLE BEACH DR, CARMEL, IN 46032-9542
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2209 PEBBLE BEACH DR, CARMEL, IN 46032-9542
InvestorPossibly a Property Investor

Mortgage

Document Number0000011085
DateMar 20, 2026
Instrument2026011085
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 11, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$647,600 (+15.05%) Land $167,600 Building $480,000$647,600 (+15.05%) Land $167,600 Building $480,000
2024$6,401.00 (+0.98%)$562,900 (-0.02%) Land $167,600 Building $395,300$562,900 (-0.02%) Land $167,600 Building $395,300
2023$6,339.00 (+32.01%) Homeowner's exemption$563,000 (+35.27%) Land $167,600 Building $395,400$563,000 (+35.27%) Land $167,600 Building $395,400
2022$4,802.00 Homeowner's exemption$416,200 Land $129,500 Building $286,700$416,200 Land $129,500 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2209 Pebble Beach Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2209 Pebble Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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